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Bank gives €200 million to man by mistake

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#1 Hum

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Posted 02 March 2012 - 15:26

A west-German man became an overnight multi-millionaire recently when his bank transferred €200 million to his account. Half a day later they demanded it back – with interest.

Staff at the north German online bank removed €12,000 in interest from the man, who said he will be suing the company to have this sum returned, daily newspaper Die Welt reported.

"An amount of money that was clearly too large was transferred due to a technical malfunction," a spokesman from the bank said.

But the surprised recipient, who lived in Hessen, couldn’t resist the temptation and transferred €10 million to his checking account at his regular bank.

But the newly minted millionaire only had twelve hours to rejoice as the bank realised its mistake and demanded the money back – with €12,000 or 14.4 percent interest.

Legal precedent seems to be in favor of the unexpected millionaire, as in a similar case previously judges at the Federal Court of Justice found that accessing the money transferred accidentally by a bank is not a criminal act.

The bank customer is not legally required to inform the bank of its mistake, as accessing money that was erroneously transferred is simply taking advantage of a given situation, :shifty: the court ruled.

The Hessen state court is to decide whether he gets the money back or not on May 3.

source


#2 Kaemon

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Posted 02 March 2012 - 19:41

That's crazy! The guy that transfered the money needs to be fired. Also, intrest should not even be inlcuded.

#3 +chconline

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Posted 02 March 2012 - 19:44

That's crazy! The guy that transfered the money needs to be fired. Also, intrest should not even be inlcuded.


Exactly.

Otherwise, banks can "accidentally" transfer money to people on a regular basis and charge them interest.

#4 Brandon

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Posted 02 March 2012 - 19:51

Not to mention, who charges 14% interest for a day? That would be more like 500% interest

#5 Rudy

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Posted 02 March 2012 - 20:00

I would have transferred some to a different account too if I was him, smart guy

#6 44MLX

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Posted 02 March 2012 - 20:02

They should let him have the money! :D

#7 soldier1st

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Posted 02 March 2012 - 20:11

That's crazy! The guy that transfered the money needs to be fired. Also, intrest should not even be inlcuded.


If the bank screwed up and a customer takes advantage of it then why should the customer pay the price for the bank's screwup? if anything the bank should just accept what it got and fix the glitch and learn. You'd think in this day and age where mistakes like this would be extremely rare.I know if my bank did that then i would take advantage it(who wouldn't?)

#8 Farstrider

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Posted 02 March 2012 - 20:23

Exactly.

Otherwise, banks can "accidentally" transfer money to people on a regular basis and charge them interest.


Spot on! What a load of ****, the bank must take FULL responsibility for their balls up! The most staggering aspect about this is how institutions like banks think that they can act with impunity and that there will be no repercussions as regards those actions! You must wonder how often you get ripped off by these ****ers and how often they get away with **** like this on a daily basis! Stories like this actually make my blood boil! Sorry about the rant!

#9 Zippo7

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Posted 02 March 2012 - 20:23

While I have never receved 200 mill I have receved $5,000 in my account before. I left the money in my account for 2 months before spending it and they have never come back asking for it, this was 3 years ago now.

#10 Original Poster

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Posted 03 March 2012 - 00:07

as far as I see it that money is now his... they gave it to him error or not

While I have never receved 200 mill I have receved $5,000 in my account before. I left the money in my account for 2 months before spending it and they have never come back asking for it, this was 3 years ago now.


similar thing happend to my mother... 9 years later they demanded it back with interest she laughed at them

#11 Detection

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Posted 03 March 2012 - 00:41

I hope he gets the 200mil :D

Best I ever got was my old boss paid me mine and my co-workers wage into my account - I made him hate his life for a while before transferring it back though

#12 +OOOOOOOO

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Posted 03 March 2012 - 00:56

If the bank screwed up and a customer takes advantage of it then why should the customer pay the price for the bank's screwup? if anything the bank should just accept what it got and fix the glitch and learn. You'd think in this day and age where mistakes like this would be extremely rare.I know if my bank did that then i would take advantage it(who wouldn't?)


You're morally corrupt :D

I hope he gets the 200mil :D

Best I ever got was my old boss paid me mine and my co-workers wage into my account - I made him hate his life for a while before transferring it back though


Never gonna happen. A simple mistake doesn't mean you suddenly have rights to the money.

And btw ... this is funny, because in 2004, my bank transferred £43 million into my account. I didn't notice tho. Because within 2 hours it was gone. I only found out because my statement had a 43 million deposit and retraction in the same statement. :D I wish I still had the statement :D Was funny as hell.