You are completely out of your mind. The charm bar is an essential part of Windows 8, you use it everytime, especially on metro apps. But it's also very usefull on the desktop, there won't be an option to disable it.
I don't think it's fair to say that I'm "out of my mind" when Microsoft has been making radical changes to the interface (just compare the Developer Preview to the Consumer Preview) and is still actively responding to user feedback. I mean, how often do you actually use the charm bar? The only time I ever use it is to shut-down my computer and even then there are keyboard shortcuts and I can use the button on my case. The charm bar serves no purpose on the desktop - only on a tablet. And Metro apps barely make use of it. There's no reason that Microsoft couldn't simply change it so that the charm bar appears when you right-click in Metro apps (afterall, there is no right-click for touch) - they could then remove the charm bar on the desktop, which would get rid of the issue with multi-monitor setups. The issues with multi-monitor setups impacts everyday computer usage, whereas the Charm bar itself is rarely needed.
As for the idea of moving the hot-corners to the far edge of multi-monitors, that really wouldn't work well for my setup. My second display is a HDTV at a 90 degree angle to my main monitor, which is used entirely for media consumption - having the charm bar appear on it would be highly impractical. It still makes more sense to have it on the primary display.