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west virginia bank address no phone call taken to dump

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#1 Hum

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Posted 29 August 2013 - 13:36

A West Virginia woman says that she lost everything except two pieces of furniture and a mirror because a bank provided a wrong address to a repossession company while apparently trying to foreclose on a house.

Nikki Bailey told WSAZ that she returned home from visiting a friend in the hospital earlier this month to discover that the repossession company had just finished removing everything she owned.

“Everything was gone,” she recalled. “Living room furniture, my Marshall diploma, my high school diploma, my pictures — my history. I was teacher of the year. All of that stuff is gone — certificates from that. It’s all gone.”

Bailey explained to the Logan Banner that the men in the big red truck had said that she had been “foreclosed on,” which she knew was not true because the house had been paid for since 1988.

Police determined that the repossession company had been told to remove the items from a home in Godby Heights in Logan. However, Godby Heights is in Chapmanville, and Bailey lives on Godby Street in Logan.

The repossession company agreed to release the few items that were on left the truck: a dresser, mirror and chest of drawers. But they claimed that the rest of Bailey’s possessions had been deemed “all junk” and taken “to the dump.”

Attorney Tim DiPiero was working to find out which bank made the mistake and have Bailey compensated for all of her belongings.

“It just seems kind of ridiculous that this actually happened when a phone call could have stopped it,” DiPiero said.

As of Tuesday, no total value had been set for Bailey’s losses.


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#2 vetneufuse

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Posted 29 August 2013 - 13:37

I'd make the bank replace EVERYTHING even if it cost them a fortune to have stuff remade... the only way to stop mistakes like this is to put penalties on a mistake so high they make sure it doesn't happen



#3 OP Hum

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Posted 29 August 2013 - 13:41

The repo guys should serve time for Burglary, and the banks execs get a month in jail, to 'educate' them. :crazy:

 

The woman deserves twice the value of her possessions, in compensation.



#4 +Nik L

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Posted 29 August 2013 - 13:41

Yes, I would ensure they were liable for the replacement of each and every single item within my property?

 

Some are irreplaceable?  Then *I* will deem their value, not you, as it's your mistake.



#5 Growled

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Posted 29 August 2013 - 13:42

I agree. This needs to stop, now. Punish them severely.



#6 +Nik L

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Posted 29 August 2013 - 13:42

The repo guys should serve time for Burglary

 

Intriguing point, seeing as they broke and entered an address and took everything.  The bankers would be accessory to said crime.



#7 panacea

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Posted 29 August 2013 - 13:44

There was a story like this a few month ago (quite recent) 

 

I wonder how did it finish then.  The bank tried to place very little value, and at first did not want to pay at all.  The house as next door, and repo company made mistake because the owner was away and did not cut grass for a few month.  so they just assumed it is the right house without double checking the number.



#8 vetneufuse

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Posted 29 August 2013 - 13:46

Intriguing point, seeing as they broke and entered an address and took everything.  The bankers would be accessory to said crime.

problem is, in a reposesion of a house, the bank owns the house, and the repo guys were under the impression it was a bank owned property and they had permission to break in.... so basically it was entrapment by the bank if the bank screwed up, which would let them off the hook, but the bank is still on the hook



#9 Atomic Wanderer Chicken

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Posted 29 August 2013 - 13:48

Repo men/women do the most disgusting and bottom of the barrel jobs a human being could do. It makes me sick they get paid to ruin peoples lives.



#10 Pupik

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Posted 29 August 2013 - 13:51

The repossession company agreed to release the few items that were on left the truck: a dresser, mirror and chest of drawers. But they claimed that the rest of Bailey’s possessions had been deemed “all junk” and taken “to the dump.”

I don't understand why take the stuff then? They're getting the money back by throwing the stuff to the garbage... how?

To me it seems like they're losing even more money out of this deal.



#11 Growled

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Posted 29 August 2013 - 13:57

Repo men/women do the most disgusting and bottom of the barrel jobs a human being could do. It makes me sick they get paid to ruin peoples lives.

I've often wondered if what they do is legal. Do they actually have a legal right to come on someone's property and snatch stuff that doesn't belong to them because a big company pays them to do so? It seems to me the proper way is through the legal system. 



#12 articuno1au

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Posted 29 August 2013 - 13:59

Repo men/women do the most disgusting and bottom of the barrel jobs a human being could do. It makes me sick they get paid to ruin peoples lives.

Yeah.. The people who failed to meet their commitments are completely innocent and didn't ###### up their own lives.

 

 

 

There's always two sides to this kind of thing >.>



#13 OP Hum

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Posted 29 August 2013 - 14:00

I've often wondered if what they do is legal. Do they actually have a legal right to come on someone's property and snatch stuff that doesn't belong to them because a big company pays them to do so? It seems to me the proper way is through the legal system.

 

^ If you or I broke in a house at random and stole everything, we wouldn't get away with, OOPS !



#14 Slugsie

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Posted 29 August 2013 - 14:00

Sue the bank and repo company for everything.

 

Another interesting question... if they deemed a load of stuff to be of no value, why not just return it to the owner? Why did it have to go to the dump? Surely it's better to return worthless stuff than to further burden landfill sites?



#15 +Xenosion

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Posted 29 August 2013 - 14:15

So sick of hearing these stories. Banks should not be allowed to toss out someone's belongings. Yes they own the house, but not everything in it. They should be able to remove the items but they don't own them. But of course our politicians would rather litigate the smallest of things before anything that could impact innocent people's lives.

 

This is not to mention the massive scale on which stories like this are occurring. All because of not enough regulation and accountability. Just makes me sick.





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