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Recommend a Better Bank


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#1 Brian Miller

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Posted 12 October 2013 - 21:18

Can someone recommend a better back to me for here in the USA?

I currently bank with Bank of America and am planning to move away from them for their total lack of customer service.

 

What personal banks would you recommend and why?

 

The only reason I went with BoA was because they have the most ATM in the USA.




#2 Atomic Wanderer Chicken

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Posted 12 October 2013 - 21:20

You can search for banks in your area online and compare the fees and everything. I use a local bank and they have no fees for checking. My bank also has very nice ATMs where you can deposit cash and checks right into the ATM itself and it puts it immediately into your account (except checks).



#3 OP Brian Miller

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Posted 12 October 2013 - 22:40

What are your opinions of Ally Bank?

http://www.ally.com/



#4 Raze

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Posted 12 October 2013 - 22:45

Some info on Ally Bank - http://www.consumers...nking/ally-bank



#5 Open Minded

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Posted 12 October 2013 - 22:45

I would look into a credit union.  Best choice I've ever made...as far as banking goes.



#6 Raze

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Posted 12 October 2013 - 22:50

I would look into a credit union.  Best choice I've ever made...as far as banking goes.

 

Agreed, credit unions can be an excellent choice, better customer service and local discounts on loans, etc.

 

 

I use a local "super regional" bank with great service and zero dollar account fees and I have been very happy.



#7 shozilla

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Posted 12 October 2013 - 22:51

You can search for banks in your area online and compare the fees and everything. I use a local bank and they have no fees for checking. My bank also has very nice ATMs where you can deposit cash and checks right into the ATM itself and it puts it immediately into your account (except checks).

 

Mine is the same way.. :)

 

 

I would look into a credit union.  Best choice I've ever made...as far as banking goes.

 

This as well... I used to have one with them before.



#8 kaborka

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Posted 12 October 2013 - 23:11

Decent site for comparisons: https://origin.bankr...m/checking.aspx



#9 OP Brian Miller

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Posted 12 October 2013 - 23:49

What do you think about Charles Schwab bank?

 

https://www.schwab.com/



#10 OP Brian Miller

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Posted 14 October 2013 - 15:21

Any other suggestions?



#11 +Zag L.

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Posted 14 October 2013 - 15:27

I'd honestly say if you didn't like BofA customer service then just avoid any other large institution because there isn't going to be a big difference between them in that area. Just pick a local bank or credit union.  Other than that, we just do not have enough info to help any more. You really haven't told us what kind of banking customer you are. What your account types, needs and expectations are.  We do not know what part of the country you are in. Do you have a million dollars or just 50 bucks in a checking account? Those things are kind of important to know if you want any more help I'd think.  



#12 Lord Method Man

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Posted 14 October 2013 - 15:30

I use a local bank. No fees for anything I do and almost all my banking is done online so customer service is something Ive never had to deal with.



#13 ThreadAbort

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Posted 14 October 2013 - 15:31

I'm quite pleased with USAA.  They pay any ATM fees you get.  One time I had a $12 fee in Vegas and they still reimbursed it.

 

Their mobile application is nice.  Wish they would get better support for Windows Phone (But, I can say that for most of the banks).

 

They have no fees that I know of.  Transferring money doesn't have any fees either.



#14 sc302

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Posted 14 October 2013 - 17:25

Can you give us a state to go off of. I can think of a few in nj and pa. If you are looking more national maybe tdbank or citibank. But the bigger they are they seem to lose touch with people and get more in touch with money and numbers.

#15 ACTIONpack

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Posted 14 October 2013 - 19:20

My bank account is the best. I could use the money! ;-)