Brian Miller Posted October 12, 2013 Share Posted October 12, 2013 Can someone recommend a better back to me for here in the USA? I currently bank with Bank of America and am planning to move away from them for their total lack of customer service. What personal banks would you recommend and why? The only reason I went with BoA was because they have the most ATM in the USA. Link to comment Share on other sites More sharing options...
Atomic Wanderer Chicken Posted October 12, 2013 Share Posted October 12, 2013 You can search for banks in your area online and compare the fees and everything. I use a local bank and they have no fees for checking. My bank also has very nice ATMs where you can deposit cash and checks right into the ATM itself and it puts it immediately into your account (except checks). +Raze 1 Share Link to comment Share on other sites More sharing options...
Brian Miller Posted October 12, 2013 Author Share Posted October 12, 2013 What are your opinions of Ally Bank? http://www.ally.com/ Link to comment Share on other sites More sharing options...
+Raze Subscriber² Posted October 12, 2013 Subscriber² Share Posted October 12, 2013 Some info on Ally Bank - http://www.consumersearch.com/online-banking/ally-bank Link to comment Share on other sites More sharing options...
Open Minded Posted October 12, 2013 Share Posted October 12, 2013 I would look into a credit union. Best choice I've ever made...as far as banking goes. Link to comment Share on other sites More sharing options...
+Raze Subscriber² Posted October 12, 2013 Subscriber² Share Posted October 12, 2013 I would look into a credit union. Best choice I've ever made...as far as banking goes. Agreed, credit unions can be an excellent choice, better customer service and local discounts on loans, etc. I use a local "super regional" bank with great service and zero dollar account fees and I have been very happy. Link to comment Share on other sites More sharing options...
TAZMINATOR Posted October 12, 2013 Share Posted October 12, 2013 You can search for banks in your area online and compare the fees and everything. I use a local bank and they have no fees for checking. My bank also has very nice ATMs where you can deposit cash and checks right into the ATM itself and it puts it immediately into your account (except checks). Mine is the same way.. :) I would look into a credit union. Best choice I've ever made...as far as banking goes. This as well... I used to have one with them before. Link to comment Share on other sites More sharing options...
kaborka Posted October 12, 2013 Share Posted October 12, 2013 Decent site for comparisons: https://origin.bankrate.com/checking.aspx Link to comment Share on other sites More sharing options...
Brian Miller Posted October 12, 2013 Author Share Posted October 12, 2013 What do you think about Charles Schwab bank? https://www.schwab.com/ Link to comment Share on other sites More sharing options...
Brian Miller Posted October 14, 2013 Author Share Posted October 14, 2013 Any other suggestions? Link to comment Share on other sites More sharing options...
+Biscuits Brown MVC Posted October 14, 2013 MVC Share Posted October 14, 2013 I'd honestly say if you didn't like BofA customer service then just avoid any other large institution because there isn't going to be a big difference between them in that area. Just pick a local bank or credit union. Other than that, we just do not have enough info to help any more. You really haven't told us what kind of banking customer you are. What your account types, needs and expectations are. We do not know what part of the country you are in. Do you have a million dollars or just 50 bucks in a checking account? Those things are kind of important to know if you want any more help I'd think. garwin 1 Share Link to comment Share on other sites More sharing options...
Lord Method Man Posted October 14, 2013 Share Posted October 14, 2013 I use a local bank. No fees for anything I do and almost all my banking is done online so customer service is something Ive never had to deal with. Link to comment Share on other sites More sharing options...
ThreadAbort Posted October 14, 2013 Share Posted October 14, 2013 I'm quite pleased with USAA. They pay any ATM fees you get. One time I had a $12 fee in Vegas and they still reimbursed it. Their mobile application is nice. Wish they would get better support for Windows Phone (But, I can say that for most of the banks). They have no fees that I know of. Transferring money doesn't have any fees either. Link to comment Share on other sites More sharing options...
sc302 Veteran Posted October 14, 2013 Veteran Share Posted October 14, 2013 Can you give us a state to go off of. I can think of a few in nj and pa. If you are looking more national maybe tdbank or citibank. But the bigger they are they seem to lose touch with people and get more in touch with money and numbers. Link to comment Share on other sites More sharing options...
ACTIONpack Posted October 14, 2013 Share Posted October 14, 2013 My bank account is the best. I could use the money! ;-) Link to comment Share on other sites More sharing options...
AJerman Posted October 14, 2013 Share Posted October 14, 2013 It all depends on what you're looking for. I love my bank as a simple checking account. I'm using CapitalOne 360, formerly ING Direct. They don't offer as many investment options (or at least not that I've explored), but they work great as a simple checking and savings. No fees for anything really. The only disadvantage they had was not having physical locations to cash a check, but now you can cash a check with the app so it's all good. Link to comment Share on other sites More sharing options...
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