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Car tax disc to be axed after 93 years

uk car tax tax disc dvla digital tax disc

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#46 Haggis

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Posted 06 December 2013 - 16:15

Ive had my first car for almost a year now, it really stung me. £3000 for a Volkswagen Polo, £1200 to insure it, then £105 to tax it.

 

get a cheaper car to run

 

Take me for example

 

 

I have a Ford Mondeo 2.2 Turbo Diesel

 

i pay less insurance than i did for my 1.6 Mitsubishi

I pay the same road tax as my dad does for his 1.6 Focus

and i get better mileage than all of the petrol cars i have bought before

 

 

Take this into account when you buy a car

 

a Polo is classed as a Hot hatch so insurance is higher

 

Mondeo classed as a family car  so cheaper insurance

 

 

 

A car is a privilege not a necessity if you cant afford one don't have one its simple




#47 Aheer.R.S.

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Posted 06 December 2013 - 16:19

Ive had my first car for almost a year now, it really stung me. £3000 for a Volkswagen Polo, £1200 to insure it, then £105 to tax it.

Yup, and I probably would have not been so vocal had I not seen it with my own eyes.

I'm against the 'welfare state' but have been there, went from 2 jobs, a mortgage and 2 cars, to no job and everything repo'd or sold off just to make sure the kids were fed.

Although it happened a long time ago, I swore never to 'put down' those who cannot afford to live like I do, and I mean that in humility.

(Mostly the reason why I said what I did earlier)



#48 McKay

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Posted 06 December 2013 - 16:20

get a cheaper car to run
 
Take me for example
 
 
I have a Ford Mondeo 2.2 Turbo Diesel
 
i pay less insurance than i did for my 1.6 Mitsubishi
I pay the same road tax as my dad does for his 1.6 Focus
and i get better mileage than all of the petrol cars i have bought before
 
 
Take this into account when you buy a car
 
a Polo is classed as a Hot hatch so insurance is higher
 
Mondeo classed as a family car  so cheaper insurance
 
 
 
A car is a privilege not a necessity if you cant afford one don't have one its simple


Wouldn't I have been shafted for a 2.2 litre engine? I went for it because it was a tiny 3 door car with a 1.2 litre engine. It was group 4 for insurance.

#49 Tomo

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Posted 06 December 2013 - 16:24

Really you sure?

 

twice as many tax discs

twice as many envelopes

twice as much postage

twice the processing

 

 

Computer system to deal with twice as many queries rather then 1 person every 12 months

Yes

 

There is no postage because there will be no tax disc

 

Payment is via direct debit, taken automatically by the banking system.



#50 Aheer.R.S.

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Posted 06 December 2013 - 16:24

get a cheaper car to run

 

Take me for example

 

 

I have a Ford Mondeo 2.2 Turbo Diesel

 

i pay less insurance than i did for my 1.6 Mitsubishi

I pay the same road tax as my dad does for his 1.6 Focus

and i get better mileage than all of the petrol cars i have bought before

 

 

Take this into account when you buy a car

 

a Polo is classed as a Hot hatch so insurance is higher

 

Mondeo classed as a family car  so cheaper insurance

 

 

 

A car is a privilege not a necessity if you cant afford one don't have one its simple

Ok, so what's an Omega?

To me, this is a family car as it has everything the Mondeo has, decent runabout, not too bad fuel economy even though it is a chipped, ex police vehicle (the reason I got it so cheap) great on the motorways.

 

2 Years ago I was thinking about getting rid of it for a Toyota Previa, as my mum who is disabled finds it too difficult getting in and out of a car, and the insurance for that was £2600 for the year, no lie.



#51 Aheer.R.S.

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Posted 06 December 2013 - 16:35

Wouldn't I have been shafted for a 2.2 litre engine? I went for it because it was a tiny 3 door car with a 1.2 litre engine. It was group 4 for insurance.

I believe you'd have to pay more tax on the vehicle, but as emissions and running costs go, it's not that bad, depending on use, it can actually be cheaper to run over longer distances as the car's geared differently, and modern diesels are less polluting than their petrol variants with some cars. I'd suggest writing down the number plate of someone's car, and calling your insurance company to see what they can do for you if you tell them you are buying it. (it's what I do)



#52 Haggis

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Posted 06 December 2013 - 17:05

Yes

 

There is no postage because there will be no tax disc

 

Payment is via direct debit, taken automatically by the banking system.

 

 

you pay 10% excess on a 6 month disc just now and 5% on the new system they are looking at

 

if you dont want to pay the excess pay for 1 year

 

I believe you'd have to pay more tax on the vehicle, but as emissions and running costs go, it's not that bad, depending on use, it can actually be cheaper to run over longer distances as the car's geared differently, and modern diesels are less polluting than their petrol variants with some cars. I'd suggest writing down the number plate of someone's car, and calling your insurance company to see what they can do for you if you tell them you are buying it. (it's what I do)

 

 

yeah i do that too, look at cars on autotrader and then do insurance quotes online

 

in my 2.2 i get between 55-60mpg on long journeys and 40+mpg in the town



#53 Axel

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Posted 06 December 2013 - 17:23

It'll be nice to pay monthly but why do they need to charge 5% extra for this, seems to be another way to squeeze money out of lower earners!

 

Lower earners or poorer savers?  I just use a standing order each month to transfer a proportion of any bills I pay annually (because it's cheaper) into a savings account and then pay it from there.

 

Either way it's good to have the option finally!



#54 McKay

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Posted 06 December 2013 - 17:58

you pay 10% excess on a 6 month disc just now and 5% on the new system they are looking at
 
if you dont want to pay the excess pay for 1 year
 

 
 
yeah i do that too, look at cars on autotrader and then do insurance quotes online
 
in my 2.2 i get between 55-60mpg on long journeys and 40+mpg in the town


I live in the countryside with literally no mototways etc. Lincolnshire is rather isolated from civilisation. I get 45 mpg which I'm happy with, I never said I couldn't afford it, it just stung handing over £4200 in the same day. I'd just gotten back from 4 months in the Falkland islands and had saved up £5k while I was out there.

#55 +Majesticmerc

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Posted 06 December 2013 - 18:06

Haha look at all you peasants complaining over your £100 a year car tax. I'll pay £485 next month for a year

 

 

:laugh:

 

 

....

 

 

:(

 

 

....

 

 

:cry:



#56 Kriz

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Posted 07 December 2013 - 01:55

Much better, sometimes the hassle I used to get at the post office was ridiculous!



#57 Raa

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Posted 07 December 2013 - 01:58

Our state has recently moved to electronic registration for cars too.

 

Pity we don't get a discount. :/



#58 Torolol

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Posted 07 December 2013 - 02:35

They'll tax is for every breathe we take soon!

didn't they try to tax cyclist before?
saying that the cyclist's breath are 'pollution' or stuff like that.

#59 OP Crisp

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Posted 07 December 2013 - 02:40

Haha look at all you peasants complaining over your £100 a year car tax. I'll pay £485 next month for a year

 

 

:laugh:

 

 

....

 

 

:(

 

 

....

 

 

:cry:

 

That's what happens when you drive a Range Rover to take your 1 child to school in ;)



#60 +Majesticmerc

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Posted 07 December 2013 - 11:56

That's what happens when you drive a Range Rover to take your 1 child to school in ;)


2006 Honda S2000 that gets "up to" 32 mpg :p