Only coastal homes would need to worry about real shutters on the windows or being hurricane proof. Those of us in the US that are blessed enough to live in mountainous areas don't need to worry about such things.
Still, you can't paint the entire country with such broad generalizations. I find it fascinating the different building techniques in places such as Hilton Head Island, where they have actual shutters and houses built on stilts to protect them in the event of typhoons, etc. The US is a much newer country compared to many mentioned above, stone building was more more commonplace a few hundred years ago before America was settled.
Yeah, i've lived in several different regions in the U.S and they all have different styles of houses. a lot of the west coast houses aren't like southern houses and some southern houses aren't like some northern houses, they have similarities though