How do you pay for things

[Rohdekill]

Other.  I pay 6 months time if ever caught.   j/k

[Raa]

There was a front page fiasco? :s  :rofl: I rarely use the front page.

I can see why. :P

[Anibal P]

There was a front page fiasco? :s  :rofl: I rarely use the front page.

The problem with always using credit is that you kind of don't always realise how much you're spending., Handing over money is a different psychological experience than swiping, inserting, or tapping your card.

 

There's nothing wrong with the front page, just ignore the trolls

[-T- Member]

Never usually carry cash, always pay via debit card. Only on rare occasions will I visit a cash only business and be required to find an atm

[T3X4S]

I work to pay for things - because I cant win the mega lotto

[+KibosJ Subscriber²]

Always debit card, I will usually avoid places that don't take card.

For online shopping I use my debit card via PayPal and Quidco if possible , if not just straight on the debit card.

The credit card is mainly for emergencies.

[taim]

Dogs vs Catz mentality

 

14 vote lead for people that have cash, come on cards only people we gotta win this.

[DConnell Member]

Cash/Debit cards. After getting into trouble with credit cards, I try to use them sparingly.

[Brian M. Veteran]

I pay for everything on my credit card for 2 reasons:

- Air miles

- Cash is a pain to carry around

[+Frank B. Subscriber²]

Smaller purchases (e.g. groceries): Cash

Larger purchases: Credit card

[+John Teacake MVC]

Either 5 finger discount or an elaborate scam to get people to give me what I want! 

[blank]

Cards. used to just pay with my bank debit card, but now i pay with credit cards and then use bank money to pay them off every month.

 

Rarely do i ever use cash.

[123456789A]

Apple Pay on my Windows Phone

[cork1958]

I voted sometimes cards, somtimes cash, but I pay with check on some things also.

 

Virtually impossible to always pay with cash now a days, although 95% of the times, that's what I use.

[sundayx Veteran]

Mostly by cash, sometimes credit card, and here in Hong Kong we also use a smart-card.

[way2quik]

Always card, but I wouldn't say 100%.

A few odd places only accept cash.

[COKid]

Cash as often as possible until chip and pin gets to the US. Of course now I hear those have flaws, too.

 

So much for a cashless society.

[Ian S.]

What about NFC or Apple Pay

[Shiranui]

Credit card as much as possible, but never on credit.

[Gerowen]

I give and receive checks from time to time, but 99% of my transactions are either cash or debit card, split pretty evenly.  If I have cash I prefer to use that instead of my debit card so I can use the card for online purchases.

[The Evil Overlord]

I try to make online purchases using cash, but that darn slot in the front of my pc refuses to accept the notes and coins :s

[+JHBrown Subscriber¹]

Always credit card. Racked up thousands of points last year from running about $40,000 through American Express alone.

[Gerowen]

Always credit card. Racked up thousands of points last year from running about $40,000 through American Express alone.

Have never had a points credit card.  After digging myself out of some stupid debt I built up, all of my transactions any more are just with the money I have on hand.  If I don't have the money at that moment, I just don't have the money.  Just out of curiosity, do the points you accrue actually offset the interest you pay on the card?

[Shiranui]

Actually.

When I want something, and I don't want to pay for it.

I walk right through the door. Walk right through the door.

Hey all right! If I get by, it's mine. Mine all mine!

[SteveMackinnon]

Credit Card if possible, AMEX if they accept it to tack up air miles, a VISA if not.

 

Both always paid off in full on the day they're due.

 

As others have said, buying stuff on a CC is far easier if you are ever a victim of fraud. My debit cards will never be added to any website with the exception of British Airways, because I refuse to pay ?10 booking fee! haha!