Fugi Posted June 3, 2015 Share Posted June 3, 2015 Hi all, i'm wondering if anyone on here might be able to help me out. I have a 2014 Honda Civic SI registered and insured out of CT (I have really good rates here that I would LOVE to keep, but my CT insurance company does not insure out of state...so i'd have to go with another company and rates would skyrocket). For the past year I've gotten by living in AZ and just keeping my car registered out of CT, I haven't had any issues(pretty sure this isn't exactly legal... but I figured i'd plead ignorance). I'm moving to CA in a few weeks for a year and I want to purchase a motorcycle when I get out there. To do that i'm relatively certain I will need to become a resident and get a CA license then register my car and the bike out of CA... is there any way that I can get the bike registered in CA and leave my car registered / insured in CT somehow or would they automatically find out once I become a resident? If anyone has any experience with a similar situation i'd love some advice; but I feel like my only options are fly under the radar and don't get a bike or become a resident and register both in CA. Thanks in advance! Link to comment Share on other sites More sharing options...
episode Posted June 3, 2015 Share Posted June 3, 2015 They won't 'automatically' find out. However - CT rates are among the highest. Thats why we have people registering basically any other place they can so they don't have to do it here. As long as you have a mailing address you can use in CT (not a PO Box) you can keep it registered in CT. (Not legally, obviously, but I don't think thats what we're talking about) Link to comment Share on other sites More sharing options...
+LogicalApex MVC Posted June 3, 2015 MVC Share Posted June 3, 2015 I have no experience actually doing this so I can't give you implementation advice, only warnings. My biggest warning to you is that what you're doing may not be illegal from a vehicle registration perspective. I'm sure the state allows registration as long as you have a "residency" in the state, which may be any mailing address, but that isn't the problem. The biggest issue is going to be Insurance Fraud. As you'll see in your insurance contract your insurance contract is written around where you car is "garaged" (meaning parked the majority of the time). By keeping the insurance set to the car being garaged in CT while it is in fact being garaged somewhere else you're risking serious criminal time if the insurance company finds out after the fact. This would only likely happen after a major accident where they are now hiring people to find every way out of paying. Not a scenario I would want to be in myself. The potential premium savings aren't worth the 5 year minimum sentence (in PA) for insurance fraud. Link to comment Share on other sites More sharing options...
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