Dinggus Posted October 2, 2012 Share Posted October 2, 2012 I have a huge binder full of organized bill statements from utilities to old monthly rent/mortgages. Majority of my bills are e-statements, besides utilities statements. I have alot from 2009 until now and I moved into my second home, so I figured I should be safe to shred these without regret. Link to comment Share on other sites More sharing options...
Detection Posted October 2, 2012 Share Posted October 2, 2012 Normally until I move house and find draws and cupboards full of them Link to comment Share on other sites More sharing options...
cork1958 Posted October 2, 2012 Share Posted October 2, 2012 I keep them until I pay them then trash them!! In other words, the day I put the bill in the mailbox or where ever, the rest of it is trashed. Why hang on to all that garbage? Pam14160 1 Share Link to comment Share on other sites More sharing options...
Dinggus Posted October 2, 2012 Author Share Posted October 2, 2012 I keep them until I pay them then trash them!! In other words, the day I put the bill in the mailbox or where ever, the rest of it is trashed. Why hang on to all that garbage? I was under the impression you're suppose to. ---- I went out and bought a filing box to organize everything since the binder is to full and busting open. Link to comment Share on other sites More sharing options...
Growled Member Posted October 2, 2012 Member Share Posted October 2, 2012 Probably for a year or so. Link to comment Share on other sites More sharing options...
+Biscuits Brown MVC Posted October 2, 2012 MVC Share Posted October 2, 2012 I too toss mine when I pay them. Pam14160 1 Share Link to comment Share on other sites More sharing options...
123456789A Posted October 2, 2012 Share Posted October 2, 2012 I scan them in to my database to hold on to forever. Link to comment Share on other sites More sharing options...
Pam14160 Posted October 2, 2012 Share Posted October 2, 2012 Since there all paid on line through my bank account I can see no reason anymore to maintain a filing cabinet fule of paper. . . :) Link to comment Share on other sites More sharing options...
Detection Posted October 2, 2012 Share Posted October 2, 2012 Why hang on to all that garbage? Because I don't have a shredder and I cba to keep tearing/cutting up bills into tiny pieces across certain lines of personal text I don't want tatters finding in my bins Easier to put them in a draw for a few months/year then burn them all at once Link to comment Share on other sites More sharing options...
Dinggus Posted October 2, 2012 Author Share Posted October 2, 2012 I scan them in to my database to hold on to forever. Do you use just a regular scanner or that Neat Receipt machine? --- I was under the impression we need to hang on to the statements for like 7 years. Link to comment Share on other sites More sharing options...
+Warwagon MVC Posted October 2, 2012 MVC Share Posted October 2, 2012 What comes as paper gets turned into a PDF with this device. It gets added to the same bills directory with all of my other PDF's that I download of the net. I plan on keeping them forever. They also get backed up 12 ways til Sunday! LOL. Link to comment Share on other sites More sharing options...
John S. Veteran Posted October 2, 2012 Veteran Share Posted October 2, 2012 i've never kept them, whats the purpose of keeping something you've already paid? it's not even proof you paid it, just proof you owed it. my bank account retains all the proof i might ever need that it was actually paid. Link to comment Share on other sites More sharing options...
Dinggus Posted October 2, 2012 Author Share Posted October 2, 2012 Is there a reason to keep them forever? What if your computer crashes or gets hacked? Link to comment Share on other sites More sharing options...
+virtorio MVC Posted October 2, 2012 MVC Share Posted October 2, 2012 However long it takes me to walk from my letterbox to the trash can. Link to comment Share on other sites More sharing options...
+Warwagon MVC Posted October 2, 2012 MVC Share Posted October 2, 2012 Is there a reason to keep them forever? What if your computer crashes Backup much? :laugh: Link to comment Share on other sites More sharing options...
John S. Veteran Posted October 2, 2012 Veteran Share Posted October 2, 2012 Is there a reason to keep them forever? What if your computer crashes or gets hacked? What would your computer have to do with it? Link to comment Share on other sites More sharing options...
Raa Posted October 2, 2012 Share Posted October 2, 2012 For my company : 5 years, as required by the law. Personally? Until they're paid. Link to comment Share on other sites More sharing options...
Dinggus Posted October 2, 2012 Author Share Posted October 2, 2012 What would your computer have to do with it? He scans his stuff to his computer... --- So, only one person here has stated they keep theirs for about a year. Link to comment Share on other sites More sharing options...
leesmithg Posted October 2, 2012 Share Posted October 2, 2012 Myself, bills are paid by direct debit. However, If I get a postal bill I keep it for over 6 years. I keep receipts always, in case I have to return something. In the UK you really have to keep all payments for over 6 years in case something comes up, like a company try make out you didn't pay the bill. Something called statute barred (as mentioned 6 years) for unsecured and it's 12 years for a mortgage or secured loan. Link to comment Share on other sites More sharing options...
Dinggus Posted October 2, 2012 Author Share Posted October 2, 2012 Guess I wasn't making up the 6 years in my head. I knew it was something like that. I just moved in my new place, so once I get settled in, then I'll be able to direct deposit everything. Link to comment Share on other sites More sharing options...
-T- Member Posted October 2, 2012 Member Share Posted October 2, 2012 I never keep them, as soon as they're paid, they're trashed. I might have a look to make sure they're right, then I toss them out. Link to comment Share on other sites More sharing options...
moloko Posted October 2, 2012 Share Posted October 2, 2012 I used to scan each one but now i just toss it. no reason to keep it. if i needed to get one for a back up I can go online and ask for one. Link to comment Share on other sites More sharing options...
cooky560 Veteran Posted October 2, 2012 Veteran Share Posted October 2, 2012 Since I have an electronic source for all my bills rather than paper, I keep them indefinitely Link to comment Share on other sites More sharing options...
D.J.P Posted October 2, 2012 Share Posted October 2, 2012 3 months worth (or 3 statements with the ones that come quarterly). Most of my bills are electronic now, but I print out physical copies, don't bother keeping the electronic ones. (most I can access a limited number through the companies online portal If I need more then the 3 I have) Link to comment Share on other sites More sharing options...
Haggis Veteran Posted October 2, 2012 Veteran Share Posted October 2, 2012 Phone bills, sky bills, internet bills tv bill all online so stored forever i suppose Credit card bills i check them make sure they are right and i make a payment and ditch them, there is also a copy of these online anyway bank statements i check to make sure they are right and ditch them again can get all the info online Only thing i keep is my pension info Link to comment Share on other sites More sharing options...
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