Unsolicited Snail mail


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In an age of identity theft, I don't feel secure having my mailbox crammed full of pre-approved credit card offers. I did some quick googling, and found the FTC site on how to opt-out. It has form letters, and addresses for opt out services of the 3 major credit bureaus.

I thought i'd share it for anyone else that is interested, i never knew there was a way to opt out until today.

http://www.ftc.gov/bcp/conline/pubs/alerts/optoutalrt.htm

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seems scammish. No way am I sending my social security number to some spammers

Those 3 major credit bureus, already have your social security info, plus the history of every credit transaction you've ever made, a list of any creditor that has checked on your credit score, every late payment you've made.

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Those 3 major credit bureus, already have your social security info, plus the history of every credit transaction you've ever made, a list of any creditor that has checked on your credit score, every late payment you've made.

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well they shouldnt, seeing as how i have never owned a credit card.

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What about a cell phone? Home phone? Rent? Car payment? These all usually inquire about credit. Some don't report, but if you have any of these things, there is a report on you with the bureaus. If you are still living at home and do not have anything in your name, then there should not be anything about you.

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What about a cell phone?  Home phone?  Rent?  Car payment?  These all usually inquire about credit.  Some don't report, but if you have any of these things, there is a report on you with the bureaus.  If you are still living at home and do not have anything in your name, then there should not be anything about you.

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Cell phone is in my mothers name, but even if not, I don't have a credit card.

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