Microsoft is randomly drawing money from my account


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I just logged into my online banking account to find that there is a pending transaction for the 19th of August (which I don't understand how it is in the future) for $1.

PREAUTH MICROSOFT *BILLING BILL.MS.NET WA US

I know it is just one dollar but I don't want this to be some sort of precedent. Which would be quicker; email support or directly calling?

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I don't know what omnicoder means, but a number of companies will place low-money charges on an account to ensure it's viability; deposits, essentially (verifying a credit/debit card number is different that actually making a transaction). This happens with some online transactions. Some bars and gas stations will also do this, but I'm seeing less of it now.

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Yep, I pulled up those same links earlier in my search. The second like basically says I'll end up having to call them and it doesn't look like there is anyway around it.

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If you had activity in terms of updating your address or something, then they may have attempted a temporary authorization for a dollar to determine that the card was still valid, the temp auth would go away in this case and never post as a real transaction. It should not have happened without you initiating it.

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As was already stated the $1.00 is just to see if your bank account really exists. It will go away.

Don't you think if MS needed your money they would have cleaned out your account. ;-)

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Did you recently purchase something through Live? Like within 2 days before you seen the $1 transaction?

Like there is anything on LIve for that amount of points anyway. :p

If you had activity in terms of updating your address or something, then they may have attempted a temporary authorization for a dollar to determine that the card was still valid, the temp auth would go away in this case and never post as a real transaction. It should not have happened without you initiating it.

Sounds good. One person said that above but I just wanted to verify.

Thanks

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Like there is anything on LIve for that amount of points anyway. :p

Yeah the reason I asked was the same thing 2 other people said. A lot of times, places do a $1 withdrawal just to make sure the account is valid, then later they will take the remainder of the total.

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no one is trying to rip you off, it's the same as when you get gas at the pump with your CC. they first pre-authorize it, then a couple days later the dollar (supposedly) goes back to your account, and the real amount is deducted. it's a retarded system that banks always blame on merchants. i don't know, when i was working in Asia every transaction used to go out of my account instantly, even on weekends. why in the US we can't do this is beyond me.

as for your case, is this the time of month MS generally charges you for something, like Gold? or did you recently purchase something from them? it's weird only for the reason that MS generally doesn't pre-authorize, unlike iTunes, which does. check your account over the next week to see if it changes into a full transaction.

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Dude did you just get your first debit card?

Nope it was with my debit card. Updated one piece of information on it and it looks like it caused all this.

Thanks for the help guys.

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