Apple said to launch NFC payments with iPhone 6, seriously this time

iPhone 6 mockup
iPhone 6 mockup

For several years, we have been hearing rumors that the iPhone will include support for NFC and that Apple will introduce a payment solution too. While previous rumors had come from less reputable sources, this time, it looks like Apple is getting serious about taking control of the payment industry.

Wired is reporting that, according to their own sources, Apple is preparing to introduce NFC with the iPhone 6 and that they will also be announcing their own payment solution too. The feature is said to be the spotlight of the new device when it is announced on September 9th, which should be a packed event as the iWatch is said to be announced then too.

It makes a lot of sense for Apple to move into the payment sector as they have over 800 million credit cards on file thanks to iTunes; this will make the transition easy for consumers from swiping cards to using NFC. With Apple already holding the credit card details, all they need to do is create the link to the cash register which may come from their iBeacons. Apple has been pushing iBeacons into retail locations since their announcement last year, and with payments being integrated into the solution, the devices will become a 'must-have' for retailers.'

As with all rumors about any device, nothing is official until the company announces the full details. With that being said, Wired has been typically pretty good with only reporting factual content and tends to stay away from the rumor-mill. With Apple's event a little over a week away, we shouldn't have to wait too long to see if all of specs and images were accurate. 

Source: Wired | Image Source: YouTube

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48 Comments

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I think the times right for Apple to do NFC. If I remember correctly Apples payment system will include the use of ibeacons and it takes a while for the very thing to line up before Apple launches something.

UXGaurav said,
So NFC only for payments. No file transfer? Meh if that's true.
iPhones have air drop, no tapping and NFC needed.

Yeah I was going to say, no stupid line on the back of that one. Is this the real one or is it somebody's rendering?

Type comment here...

How is it a "rip off"? Phones look similar. How many different designs can there be? My car, shoes, clothes, and food look similar to many other manufacturers.

watkinsx2 said,
Looks like an HTC One rip off. If that image is accurate.

HTC should sue Apple for design patent infringement. Apple did it to Samsung.

The Aluminium looking top and bottom panels, the chamfered edges - you have seen an HTC One (m7) haven't you? Its hard to deny the similarities.

JHBrown said,
How is it a "rip off"? Phones look similar. How many different designs can there be? My car, shoes, clothes, and food look similar to many other manufacturers.

The iPhone 6 looks more like an HTC One than an iPhone. Not sure if its enough to sue but obviously they took some cues from HTC. Especially this metal version looks an awful lot like the One M8. You dont get this degree of similarity when you compare the M8 to the Galaxy S5 or the S5 next to the iPhone 6.

watkinsx2 said,
Looks like an HTC One rip off. If that image is accurate.

Looks more like the existing iPod Touch which has been out longer than the HTC One

Guys, please acknowledge the fact that the image clearly says "iPhone 6 mockup". The mockup doesn't exactly match the leaked physical copies that are roaming around so who knows...

I'd hope Apple does NFC payments, and that's from someone who would never buy an iPhone. Unfortunately, this sort of thing needs someone like Apple to prop it up right now so that the NFC payment processor things become more commonplace.

That being said, for that same reason, it makes zero sense for Apple to use a standard instead of something proprietary here.

Now the "We don't need NFC" fanboys' whine will change to "God bless Apple for this awesome idea!". Next step will be with wireless charging I guess.

Astra.Xtreme said,
Wrong... I didn't care/want NFC before, and if Apple starts adding it, I still won't care.
Meaning you don't use it doesn't mean no one does. Actually NFC is awesome, you just haven't tried it yet.

Capy said,
Meaning you don't use it doesn't mean no one does. Actually NFC is awesome, you just haven't tried it yet.

I never said that nobody uses it... I'm sure there are some people that do. I just don't see the fascination in it since there isn't much functionality. How often am I going to transfer something from my phone to another? Probably never. Do I want to make payments with NFC? Nope, I'd rather use cash or build credit on my credit card. The only wireless connectivity I personally use is connecting to my car via Bluetooth. I just don't see any great use of NFC.

Astra.Xtreme said,
Do I want to make payments with NFC? Nope, I'd rather use cash or build credit on my credit card.
While you can just use your bank app with NFC support and leave the card at home. It still remains the same, just without a card.
Fast switching with NFC tags is great too, e. g. you get in the car, put the phone in holder with NFC tag in range and it switches to car profile, launches the necessary app and something like that. Etc, etc, just the cases you haven't came across.

Not sure how a car profile would be useful. Right now I get in my car with my phone in my pocket, and within a few seconds it connects via bluetooth and starts playing music from my library or transfers my call to the car speakers & mic. All autonomous and no action needed.

I'm not saying there won't ever be anything interesting it can do. I'm sure developers will leap all over it if Apple starts using it. But as it stands now, I see nothing of interest. Until stores everywhere support NFC, you can't possibly leave your CC at home. There's a LONG way to go before it takes off, and I don't see Apple starting that revolution.

Capy said,
Meaning you don't use it doesn't mean no one does. Actually NFC is awesome, you just haven't tried it yet.

I believe it was Samsung that came out and said that the majority of their users don't even know they have NFC. So maybe he doesn't speak for everyone, but he does speak for the majority.

I don't think it's so much that people are against the idea, but you need a company like Apple to not only show you the possibilities, but help mold them into reality. Contrary to many here, I feel Apple's execution is pretty stellar. If they can help make NFC use more of a regular thing, it will definitely be great for everyone.

(as someone who has NFC on his Android device as well)

Astra.Xtreme said,

I just don't see the fascination in it since there isn't much functionality.

You know NFC is for more than just making payments right? One example is to have an NFC tag on your car dock that can turn off WiFi and turn on GPS and BT just by placing your phone in a cradle. Another is easy sharing of files. Pick your file you want to send, touch phones and BAM. File transferred.

Open Minded said,

You know NFC is for more than just making payments right? One example is to have an NFC tag on your car dock that can turn off WiFi and turn on GPS and BT just by placing your phone in a cradle. Another is easy sharing of files. Pick your file you want to send, touch phones and BAM. File transferred.

Read my other comments... I clearly know what the current applications of it are... All of which I personally would never use. I don't see that niche of profile tags, and it takes a few seconds longer to send a file over email, which every phone has. In all my years of having a smart phone, I haven't once had the need to send something to somebody else's phone. And like someone else said, most people don't even know they have NFC, muchless what it can do.

Try sending an HD video or high res pic over email. Let me know how that goes. File size limits and using mobile data when the person is right next to you seems to be a waste.

As far as people not knowing they have NFC... that's their problem for buying a device and not knowing what it can do. Being tech illiterate these days is inexcusable. I view people like that as lazy. Sorry.

Not sure why I'd be sending an HD video directly to somebody. If I want to publish it, YouTube or Dropbox are better options. High res pictures aren't a big deal over email. I do it all the time and it takes a few seconds.

And I agree that most people are too lazy to understand all the features of their phone, but on the other hand, nobody has reached out and shown these people why they should be using these features. Even if they knew about it, most people probably still won't use it. Most people don't urgently need to transfer something to another phone. Most people see no reason to make payments using their phone over traditional and widespread methods. Most people don't care for having profiles for different objects. It just doesn't make anything easier in a typical day's routine. Until it does, most people won't bother with it. And with that, developers won't bother with it either.

Here in Australia we mostly all use NFC already, it is embedded into our credit and debit cards and for payments under 100.00 all you need to do is tap or wave your card over the banks POS/EFTPOS terminal and bang you are done, no PIN and no signature. I think the time is right for NFC.

derekaw said,
Here in Australia we mostly all use NFC already, it is embedded into our credit and debit cards and for payments under 100.00 all you need to do is tap or wave your card over the banks POS/EFTPOS terminal and bang you are done, no PIN and no signature. I think the time is right for NFC.

See, I don't believe you. Apple doesn't have it so there's no use for it. /s

They like to make a grand entrance. The iPhone is a stud and studs can be late whenever they want because people will still love them.

They aren't exactly late to the party when barely anybody uses NFC as is.

Regardless, why does everybody care who does something "first"? That stale cliche means absolutely nothing.

Its not like NFC or even wireless charging for the later have really caught on. Apple is doing it right, waiting until either people want it or the infrastructure starts catching on

JHBrown said,
They like to make a grand entrance. The iPhone is a stud and studs can be late whenever they want because people will still love them.

A grand entrance? Ahahaaaaa. Seems more like they are so late to the party, everyone has already had their fun and gone home. Apple is more like the cleanup crew.

JHBrown said,
Exactly. I don't get the fascination. First does not equate to being better.

First movers in business rarely are the winners. It is often the late mover who succeeds.

Apple was not first in portable MP3 players, smartphones, etc. being second or later makes success far easier.

Who does something first is less important than who popularized something. That is why Apple often gets credit for things even if they were not first of their kind. Before the iPod, MP3 players were basically nerd toys that didn't work well. The iTunes Music store was not the first of its kind, but it may as well have been, because everything before it was such a huge failure. The iPad was by far not the first tablet style device, but no one cared about tablets whatsoever before the iPad.

I am the first to call BS on Apple when they act like they invented something that is already old hat. Multitasking and Copy/Paste were both very late features to iOS, but Apple acted like the invited the wheel at the time those came out, that was

sphbecker said,

I am the first to call BS on Apple when they act like they invented something that is already old hat. Multitasking and Copy/Paste were both very late features to iOS, but Apple acted like the invited the wheel at the time those came out, that was

There's a huge difference between somebody saying they were first to invent something, and introducing something new to their own product. I'm fairly certain that Apple almost never claims they were the first to actually invent something. Their game plan has always been to perfect something already available and prove that the customer wants it.

Nobody cares who did something first. It's always about who did it best. Did Edison invent the incandescent light bulb? Nope. But he made it practical.

LogicalApex said,

First movers in business rarely are the winners. It is often the late mover who succeeds.

Apple was not first in portable MP3 players, smartphones, etc. being second or later makes success far easier.

That argument does not hold when you consider Windows Phone.