8 replies to this topic

[+techbeck]

Ok, I moved to a different state and need to register my car in the state I am now living in. Problem is, I refinanced my car and cannot find the current paperwork proving ownership. Since I am still making payments, I do not have the title. I do however have the paperwork from when I bought the car at the dealership.

If I give them the old paperwork, are they going to call at the DMV to make sure it is current/correct? Or will I be fine using that as proof of ownership?



EDIT: I do legally own the car. I have the original bill of sale from the dealership, just not paperwork from when I refinanced it thru a credit union.

[Nashy]

Wouldn't this depend on the state of rego?

[+techbeck]

Nashy, on 17 November 2012 - 06:36, said:

Wouldn't this depend on the state of rego?

Well, I am living in Illinois ATM, and when I called the DMV they said since I am making payments to a lienholder, I need that paperwork to prove ownership. I dont have that but have the original bill of sale. I just am curious if they call and verify the paperwork or if the original bill of sale will be enough to prove ownership.

[Simon-]

Call your car finance company?

[Marshall]

They will more thank likely call the lien-holder for verification.

[+techbeck]

I need to register the car tomorrow and no time to send paperwork. If they may call the lien holder, then maybe they can verify over the phone? Like I said, I have my original bill of sale from the dealership, but no paperwork stating who I am financing the car thru. If all they need is proof of ownership,wouldnt hte bill of sale be enough?

[Xilo]

Couldn't you just bring in the latest car payment bill? Surely that would prove you're the legal owner...

[+techbeck]

Xilo, on 17 November 2012 - 07:26, said:

Couldn't you just bring in the latest car payment bill? Surely that would prove you're the legal owner...

I dont get them mailed to me.

[+techbeck]

Yea, need either a copy of the title or the loan agreement. Luckily, I found the loan agreement. Things are kind of scattered after the move so was hard to track down.