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ForeverUnknown

Cancel USPS money order?

5 posts in this topic

Is it possible to cancel a USPS money order before someone cashes it? I receieved an email from ebay saying that the person's account, whom I bought from, was suspended. :crazy:

Here's the email:

Dear ***** (*****@sbcglobal.net),

The following is a notice from eBay Trust & Safety regarding:

Item Number - 5783792798

Item Title - New Unlocked Nokia 6620 Color Video Phone Bluetooth

Our records show that you were a bidder or buyer of one or more of this

seller's items. We recently removed all of this seller's listings and

have suspended the seller's trading privileges. Due to privacy concerns

we will not be able to share further details related to this seller.

If someone claiming to be the seller asks you to complete a transaction

outside of eBay, we strongly recommend that you ignore the request.

Transactions for items listed on eBay that are completed outside of the

eBay marketplace are not covered by the Buyer Protection services offered

by eBay and can be highly indicative of fraud.

If you have not sent payment to the seller, we urge you to not proceed

with the transaction.

If you have already paid, you may wish to pursue options to recoup your

funds. Some steps you might take include:

1. Ask the seller for a refund

2. If you paid by check, ask your bank to stop payment

3. If you paid by credit card, contact your credit card company's

security department

4. If you have made a payment by money order or wire transfer, you may

contact that company for further information at 1-800-325-6000 (Western

Union), or at 1-800-926-9400 (Money Gram)

5. If you paid with PayPal, review the Buyer Complaint Process at:

/csg/p?www.paypal.com/cgi-bin/webscr?cmd=p/gen/protections-buyer-outside

6. Review eligibility requirements for eBay's standard purchase

protection program at:

http://pages.ebay.com/help/confidence/isgw...quirements.html

There are many tips on how to protect yourself with any Internet

transaction in the eBay Security & Resolution Center located at:

http://pages.ebay.com/securitycenter

Our goal is to ensure that your eBay experience is safe so that you can

buy confidently. It is rare that something goes wrong with a

transaction on eBay, but we're here to help you protect yourself in the event it

does. If you have additional questions, please send us an email using

the "Contact Us" link found on eBay Help pages. Do not respond to this

email, as your reply will not be received.

Regards,

Customer Support (Trust and Safety Department)

eBay Inc

Edited by ForeverUnknown

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not as far as i know

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Good Luck with this :blink:

14.4.1 General

All money orders are forwarded through the Federal Reserve Banking System, to which commercial banks have access. For this standard:

a. Money order means a U.S. Postal Money Order.

b. Federal Reserve Bank means a Federal Reserve Bank or branch thereof that presents a money order for payment by the postmaster general.

c. Presenting bank means a bank that presents a money order to and receives credit for the money order from a Federal Reserve Bank.

d. Reclamation means the action taken by the postmaster general to obtain refund of the amounts of paid money orders.

e. Examination includes examination of money orders for indicia of theft, forged endorsements, forged signatures or initials of issuing employees, raised amounts, and other material defects by electronic methods and visual inspection for defects that cannot be discovered electronically.

f. Stolen money order means a U.S. Postal Money Order stolen from a post office, classified or contract station or branch, or USPS employee before it is officially issued by the post office, classified or contract station or branch, or by a USPS employee discharging his or her official duties. [s020.3.1]

14.4.2 Payment

The postmaster general has the usual right of a drawee to examine money orders presented for payment by banks through the Federal Reserve System and to refuse payment of money orders, and has a reasonable time after presentation to make each examination. Provisional credit is given to the Federal Reserve Bank when it furnishes the money orders for payment by the postmaster general. Money orders are deemed paid only after examination is completed, subject to the postmaster general's right to make reclamation under 14.4.4. [s020.3.2]

14.4.3 Endorsement

The presenting bank and the endorser of a money order presented for payment are deemed to guarantee to the postmaster general that all prior endorsements are genuine, whether an express guarantee to that effect is placed on the money order. When an endorsement is made by a person other than the payee personally, the presenting bank and the endorser are deemed to guarantee to the postmaster general, in addition to other warranties, that the person who so endorsed had capacity and authority to endorse the money order for the payee. [s020.3.3]

14.4.4 Reclamation

The postmaster general has the right to demand refund from the presenting bank of the amount of a paid money order if, after payment, the money order is found to be stolen, or to have a forged or unauthorized endorsement, or to contain any material defect or alteration not discovered on examination. Such right includes, but is not limited to, the right to make reclamation of the amount by which a genuine money order with a proper and authorized endorsement has been raised. Such right must be exercised within a reasonable time after the postmaster general discovers that the money order is stolen, bears a forged or unauthorized endorsement, or is otherwise defective. If refund is not made by the presenting bank within 60 days after demand, the postmaster general takes such actions as may be necessary to protect the interests of the United States. [s020.3.4]

http://pe.usps.gov/text/dmm300/503.htm#wp1150680

Go to the post office where you got the money order along with your receipt, show them your proof of theft and see what they can do for you.

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Thanks Steven. I'm going to call the post office first thing in the morning to see if they can do anything. I'll drive down if I have to. Ugh $163 that f-er...

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Thanks Steven.  I'm going to call the post office first thing in the morning to see if they can do anything.  I'll drive down if I have to.  Ugh $163 that f-er...

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Also check with your bank if they have fraud protection for your account.

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