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Dinggus

How long do you keep your bill statements?

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I have a huge binder full of organized bill statements from utilities to old monthly rent/mortgages.

Majority of my bills are e-statements, besides utilities statements. I have alot from 2009 until now and I moved into my second home, so I figured I should be safe to shred these without regret.

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Normally until I move house and find draws and cupboards full of them

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I keep them until I pay them then trash them!! In other words, the day I put the bill in the mailbox or where ever, the rest of it is trashed.

Why hang on to all that garbage?

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I keep them until I pay them then trash them!! In other words, the day I put the bill in the mailbox or where ever, the rest of it is trashed.

Why hang on to all that garbage?

I was under the impression you're suppose to.

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I went out and bought a filing box to organize everything since the binder is to full and busting open.

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Probably for a year or so.

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I too toss mine when I pay them.

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I scan them in to my database to hold on to forever.

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Since there all paid on line through my bank account I can see no reason anymore to maintain a filing cabinet fule of paper. . . :)

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Why hang on to all that garbage?

Because I don't have a shredder and I cba to keep tearing/cutting up bills into tiny pieces across certain lines of personal text I don't want tatters finding in my bins

Easier to put them in a draw for a few months/year then burn them all at once

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I scan them in to my database to hold on to forever.

Do you use just a regular scanner or that Neat Receipt machine?

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I was under the impression we need to hang on to the statements for like 7 years.

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What comes as paper gets turned into a PDF with this device.

It gets added to the same bills directory with all of my other PDF's that I download of the net. I plan on keeping them forever. They also get backed up 12 ways til Sunday! LOL.

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i've never kept them, whats the purpose of keeping something you've already paid? it's not even proof you paid it, just proof you owed it. my bank account retains all the proof i might ever need that it was actually paid.

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Is there a reason to keep them forever? What if your computer crashes or gets hacked?

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However long it takes me to walk from my letterbox to the trash can.

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Is there a reason to keep them forever? What if your computer crashes

Backup much? :laugh:

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Is there a reason to keep them forever? What if your computer crashes or gets hacked?

What would your computer have to do with it?

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For my company : 5 years, as required by the law.

Personally? Until they're paid.

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What would your computer have to do with it?

He scans his stuff to his computer...

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So, only one person here has stated they keep theirs for about a year.

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Myself, bills are paid by direct debit.

However, If I get a postal bill I keep it for over 6 years.

I keep receipts always, in case I have to return something.

In the UK you really have to keep all payments for over 6 years in case something comes up, like a company try make out

you didn't pay the bill.

Something called statute barred (as mentioned 6 years) for unsecured and it's 12 years for a mortgage or secured loan.

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Guess I wasn't making up the 6 years in my head. I knew it was something like that.

I just moved in my new place, so once I get settled in, then I'll be able to direct deposit everything.

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I never keep them, as soon as they're paid, they're trashed. I might have a look to make sure they're right, then I toss them out.

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I used to scan each one but now i just toss it. no reason to keep it. if i needed to get one for a back up I can go online and ask for one.

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Since I have an electronic source for all my bills rather than paper, I keep them indefinitely

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3 months worth (or 3 statements with the ones that come quarterly).

Most of my bills are electronic now, but I print out physical copies, don't bother keeping the electronic ones. (most I can access a limited number through the companies online portal If I need more then the 3 I have)

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Phone bills, sky bills, internet bills tv bill all online so stored forever i suppose

Credit card bills i check them make sure they are right and i make a payment and ditch them, there is also a copy of these online anyway

bank statements i check to make sure they are right and ditch them again can get all the info online

Only thing i keep is my pension info

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