is this a scam?

By Soldiers33
in General Discussion

 Share

Recommended Posts

Veteran

Soldiers33

Posted
Posted

Im selling a motorbike after realizing bikes are just not me. This guy contacts me and says that he can pay half of the price upfront and then the next half in monthly instalments. I say not this is too dodgy I dot even know you. He replies to me saying we can go bank together and set up a direct debit with the bank so every month you will recieve a certain amount until the full payment has been recieved or i can get a loan from the bank pay you in full then ill pay back to the bank.

Does anyone else think it sounds a bit fishy? He lives close to but I dont know. Is that even possible to setup direct debit to another person? (not that I will accept this).

Link to comment
https://www.neowin.net/forum/topic/997554-is-this-a-scam/
Share on other sites
Veteran

Soldiers33

Posted
  • Author
Posted

i have set up direct debits to go to my landlords' accounts before, but im not sure if they are special "business" accounts which are able to receive direct debit money...

thats exactly what I was thinking. fair enough if I was a business then maybe yes, but i just got a normal account, and plus he could cancel the direct debit any time even if it was possible.

Link to comment
https://www.neowin.net/forum/topic/997554-is-this-a-scam/#findComment-593987864
Share on other sites
Grand Master

kinetix63 Veteran

Posted
  • Veteran
Posted

I think the guy is implying that the OP is the one who should take out the loan.

I'll be totally honest, don't go near this with a barge pole. If he wants the bike, he pays the full value without getting you involved in any way with direct debits/standing orders/loans/whatever.

Link to comment
https://www.neowin.net/forum/topic/997554-is-this-a-scam/#findComment-593987902
Share on other sites
Grand Master

carmatic

Posted
Posted

I think the guy is implying that the OP is the one who should take out the loan.

good point, didnt catch this the first time round i read it...

so yeah, dont go ahead with this guy cuz it sounds like he's just gonna cancel the direct debit ... then again if both of you are talking to someone who works at the bank, it would become obvious straight away what is going on

Link to comment
https://www.neowin.net/forum/topic/997554-is-this-a-scam/#findComment-593987942
Share on other sites
Veteran

Soldiers33

Posted
  • Author
Posted

good point, didnt catch this the first time round i read it...

so yeah, dont go ahead with this guy cuz it sounds like he's just gonna cancel the direct debit ... then again if both of you are talking to someone who works at the bank, it would become obvious straight away what is going on

Yh he seems dodgy. He suggest taking a loan, then when I accept that offer he tries avoiding it.

Link to comment
https://www.neowin.net/forum/topic/997554-is-this-a-scam/#findComment-593987966
Share on other sites
Grand Master

Rob Veteran

Posted
  • Veteran
Posted

What the buyer can create is a standing order (not a direct debit, that's something that comes from your side) to you. But why bother with the hassle and insecurity when he can cancel this at any time and leave you without half the price of your bike? Stay clear. :)

Link to comment
https://www.neowin.net/forum/topic/997554-is-this-a-scam/#findComment-593987972
Share on other sites
Grand Master

Nick H. Supervisor

Posted
  • Supervisor
Posted

You can set up a direct debit with anyone. However, there is nothing to stop either party cancelling the direct debit at any time. You just head to the bank and say that you want to stop it.

However, setting up a direct debit with a bank means that both parties will have the bank details of the other person, and with that you would be able to have the address of the person in particular. I would say that you get some form of contract set up, or even just a video of the person saying that they are agreeing to the plan. That way if it went wrong you would be able to use the evidence against the other party in order to get them to make the rest of the payment. After all, they would be committing fraud, which is a crime.

My final thoughts would be that if you have any reason to doubt the deal, then why continue with it? As others have said, you'll be bound to find a seller willing to pay the whole amount.

Link to comment
https://www.neowin.net/forum/topic/997554-is-this-a-scam/#findComment-593987982
Share on other sites
This topic is now closed to further replies.
 Share
Go to topic listing

  • Recently Browsing   0 members

    • No registered users viewing this page.

  • Posts

    • Anyone Here With Turbo Pascal Experience?

      By +virtorio · Posted

      Briefly used Turbo Pascal (and Turbo C++) in 97 and soon after that I bought PC magazine that included a full version of Delphi 2. I still use Delphi today, some 29 years later.
    • Age of Empires Mobile comes to PC, here's how to carry over progress from your phone

      By Ivan Jenic · Posted

      Age of Empires Mobile comes to PC, here's how to carry over progress from your phone by Ivan Jenic Image: YouTube/Microsoft Microsoft just released Age of Empires Mobile for PC. The game, officially called Age of Empires Mobile: PC Edition, is available for free on Steam and Microsoft Store, almost two years after its initial release for handheld devices. Age of Empires is one of those franchises that entire generations grew up with. The original came out in 1997, and immediately got people hooked to building civilizations and crushing their enemies on the battlefield. However, the franchise today is a far cry from its roots, as Age of Empires Mobile is, well, a game optimized for handheld devices, and not a classic RTS title we’ve all loved for years. And, of course, it includes in-game purchases. The PC version is still a mobile game at its core, but it’s been optimized for desktop play. There’s mouse control, full keyboard compatibility, and a refined UI. Microsoft also refreshed the visuals with some 4k textures, so the game should look better on larger screens. The game supports Crossplay, so you can switch between your phone, tablet, and PC without losing anything. But linked progress doesn’t come out of the box, as you have to enable it first. Here’s how to link your progress: On your mobile device, open Age of Empires Mobile. Go to Settings (Gear icon) > Account. Select Bind Account and choose a sign-in option. Once you enable account binding, sign in on PC using the same method, and your progress will be accessible across all your devices. Xbox Game Pass subscribers also get a bonus reward pack on PC, which includes: 1 Monthly Pass Token 1 Custom Resource Chest 10 Universal 60-Minute Speed-Ups 1,000 Empire Coins Exclusive Player Portrait Frame You can find more info about Age of Empires Mobile: PC Edition, as well as download links, on the Age of Empires official website.
    • Apple Watch Series 11 GPS just crashed to 30% off in this fast-moving Prime Day deal

      By Karthik Mudaliar · Posted

      Apple Watch Series 11 GPS just crashed to 30% off in this fast-moving Prime Day deal by Karthik Mudaliar The Apple Watch Series 11 is available for $279, down from its $399 list price, saving buyers $120, or 30%. Amazon labels the offer as selling fast, so the current price may not remain available for long. This GPS model features a 42mm aluminum case, an Always-On Retina LTPO3 OLED display capable of reaching up to 2,000 nits, and an Ion-X glass surface with improved scratch resistance. Apple rates Series 11 for up to 24 hours of normal use or up to 38 hours in Low Power Mode, with fast charging providing up to eight hours of use from a 15-minute charge. Health and fitness tools include sleep scoring, temperature sensing, ECG support, heart-rate alerts, workout tracking, sleep apnea notifications, and hypertension notifications, where available. The watch also carries IP6X dust resistance and 50-meter water resistance. This configuration is best suited to iPhone owners who want comprehensive health tracking, notifications, contactless payments, and workout data without stepping up to a larger or cellular-equipped model. The smaller case should also appeal to buyers who prefer a lighter watch, while the S/M band fits wrists measuring 130mm to 180mm. With the current generation now significantly below its usual retail price, this is a strong time to replace an aging Apple Watch or buy a first model without compromising on Apple’s newest health and display features. Grab the discounted Apple Watch Series 11 (sold and shipped by Amazon) Good to know This Amazon deal is U.S. specific, and not available in other regions unless specified. We only use first-party seller links (at the time of article publishing); ensure that you purchase from a first-party seller link only. Check out Today's Deals on Amazon | or our recent tech deals. Become a Prime member (for Students or SNAP) via Neowin Get Prime Access - Prime for half price (for qualifying Medicaid, EBT, SNAP) Subscribe to Prime Video, Audible Plus, Music Unlimited or Kindle Unlimited via Neowin As an Amazon Associate, we earn from qualifying purchases.
    • Grand Theft Auto VI pricing revealed alongside Ultimate Edition and pre-loading details

      By Lamp0 · Posted

      Its in 3D now!
    • I restored the default settings to Secure Boot. Big mistake

      By +Edouard · Posted

      The laptop in the bedroom is an Acer with i7-10510U CPU. Acer's website states they will not be upgrading it so I had little choice other than disable secure boot. I know next to nothing on these matters so hopefully it will be fine.

  • Recent Achievements

    • One Year In
      Philsl earned a badge
      One Year In
    • Dedicated
      Scoobystu earned a badge
      Dedicated
    • First Post
      Tom Schmidt earned a badge
      First Post
    • One Month Later
      D0nn13 earned a badge
      One Month Later
    • Rookie
      +ChiefOfNeo went up a rank
      Rookie

  • Popular Contributors

    1. 1
      +primortal
      460
    2. 2
      +Edouard
      177
    3. 3
      PsYcHoKiLLa
      124
    4. 4
      Michael Scrip
      79
    5. 5
      Xenon
      76
    Show More

  • Tell a friend

    Love Neowin? Tell a friend!