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Bank informs man that he passed away -- Oh fudge !

canada imperial bank of commerce credit report overdraft account

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#1 Hum

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Posted 22 January 2013 - 00:52

A Saint John man was going through his mail when he found a letter from his bank, telling him he was dead.

"The Canadian Imperial Bank of Commerce has been informed that the above customer has passed away," said Steve Fudge, reading the letter aloud.

"I thought, 'This is not how I want to find out,'" he said with a laugh.

The letter, which was addressed to him, was sent a few days ago as a result of a number of bank errors that began when Fudge was late with a payment on his overdraft account.

Fudge says he thought he was in the clear when he paid up.

But his account was frozen more than once and then, as he puts it, the bank had him killed off. :huh:

"Eventually I did get a phone call stating that they found the problem and that it was a human error, which I kind of figured anyway," said Fudge.

CIBC officials have since apologized for the mistake and told Fudge they will sort everything out. They have also assured him no one will make any adjustments to his bank account without getting approval from a branch manager first.

Fudge has maintained a good sense of humour about the ordeal. He is, however, worried about how the mistake will affect his financial records.

"I don't know what dead credit gets you and I don't know how long a dead person can keep their bank account," said Fudge.

"But I've tried to cover all angles and I was assured that my credit report would not be affected and all negative effects to me whatsoever would be reversed."

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#2 Growled

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Posted 22 January 2013 - 02:17

It seems like we are always the last to know when we have died. It's really bad when your bank knows before you. :D

#3 FloatingFatMan

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Posted 22 January 2013 - 06:54

Maybe it was a subtle hint to fix his overdraft? :p

#4 Wakers

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Posted 22 January 2013 - 10:17

I think the media over uses the word "ordeal".

#5 TheLegendOfMart

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Posted 22 January 2013 - 10:26

It was an ordeal though, freezing his account then he has to go through all the hoops just to prove he is alive?

What if he owed them money, they could have tried to take his house away.

#6 Simon-

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Posted 22 January 2013 - 12:11

I would hae let them think I was dead, estate cashes out the money plus life insurance and so on, and no more taxes.

#7 V8nside

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Posted 22 January 2013 - 12:24

To funny, my city, my bank, and I've partied with that guy years ago..

#8 Wakers

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Posted 22 January 2013 - 13:38

It was an ordeal though, freezing his account then he has to go through all the hoops just to prove he is alive?

What if he owed them money, they could have tried to take his house away.


Noun;

A painful or horrific experience, esp. a protracted one.

This was neither painful, horrific nor protracted.

#9 Geoffrey B.

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Posted 22 January 2013 - 13:41

all i can imagine now after reading that is if you overdraft your account the bank hires a hitman to get the money back from you after killing you off.

#10 OP Hum

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Posted 22 January 2013 - 13:43

Just ruins my day when I find out that I'm dead. :/

#11 Glassed Silver

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Posted 22 January 2013 - 13:47

Just ruins my day when I find out that I'm dead. :/

Same here, it's a real downer! :(

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#12 jnelsoninjax

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Posted 22 January 2013 - 18:01

Just ruins my day when I find out that I'm dead. :/

Does that happen often? :D

#13 TheLegendOfMart

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Posted 22 January 2013 - 18:03

Noun;

A painful or horrific experience, esp. a protracted one.

This was neither painful, horrific nor protracted.

Care

Noun;


a state of mind in which one is troubled; worry, anxiety, or concern: He was never free from care.

As in, I don't....

#14 Charisma

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Posted 22 January 2013 - 18:12

To funny, my city, my bank, and I've partied with that guy years ago..

Ha, that's pretty cool. I remember being all excited when my hometown was in a news story on here--that would be even better! :laugh: Great name he has too, btw. Should ring him up and congratulate him on his resurrection :D

#15 +Brando212

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Posted 22 January 2013 - 18:13

I would hae let them think I was dead, estate cashes out the money plus life insurance and so on, and no more taxes.

and then you get caught for fraud and things become even worse



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