Ford Fiesta & Insurance Help Needed


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?1300 TPFT if your lucky, i'd sell it and get a 1.2 corsa (slow as crap still) but looks alot better when you chuck some alloys on it:))

very much doubt you will find it cheaper that ?1300 unless your in a very low risk area, try putting your mum/dad as a 2nd driver and it should be bring the priemum down and then get ya mum to pay ?100 or sommet so she can do the shoppin in it once in a while

im paying ?900 TPFT for a 1.4 16v sri corsa and am 21 and 1 cl:/m :/

Put your parents as the policy holders and you as a named driver. On a 2004 Ford Fiesta Zetec 1.4, im only ?500 (on top of my parents insurance - total is like ?700) fully comp. The strange thing is, on a 2001/2 1.25 Fiesta I was the same price.

Norwich Union Direct is the cheapest I could find.

Most insurance is a rip off for most new drivers. Those few that are real screw ups mess up the averages. Like I once knew a guy who totalled three cars in a span of less then 2 months. Most, if not all, US insurance companies go by 6 months at a time, but offer an option so you can pay it in 6 payments so you can just pay every paycheck instead of twice a year.

Anyways, I don't see how anyone could or would drive anything with an engine smaller then, oh say, 2 litres. Maybe that's just the american spirit in me, but it seems that much less then that in anything larger then a saradine can would be considered dangerously under-powered. Best of luck to ya though.

^I don't think that you can get a no claims bonus that way though

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You can't, and you also run the risk of having the policy invalidated if a claim's made and they twig that 48 year old isn't the main driver of "her" prized E registration Nova 1.3sr in original (non-Charvered) condition. Not that one of my mates has personal experience of exactly this situation, or of not being able to insure another car for 3 years due to having a policy cancelled, no, of course not ;-)

I had a 1.1 Fiesta given to me for free, I'm 18 and it costs me ?1300 for the year third party fire and theft in my own name. The price was brought down a bit with my dad as a named driver. My company I use is admiral.

Here's a pic of my beaut (an old pic mind, I've fixed it up a little since)

fiesta.jpg

There's primer on the bottom sill, that's just before I resprayed it to match the rest of the car, coz for some reason it was black when I got it!

I would advise Norwich Union as they are who I am currently insured with and give a crazy (46%) discount for pass plus. I pay just over ?900 on a 1.0 Pug 106:(( But getting it in my own name means that I get no claims (hopefully) at the end of the year. However, it seems that they have had a big shake up of their operations because they wouldn't let my friend renew his insurance on his Saxo VTR as he isn't 21:ss I haven't investigated what exactly happened but he had to switch companies.

From recent perusal of insurance quotes for what will hopefully be my next car Admiral seems to be pretty top notch

Insurance in the UK isn't cheap I was in the same situation, but I have paid up since. One thing I can say is that with Tesco it was cheaper for me to Insure my Peugeot 206 than it was to insure a Peugeot 106. Mainly due to the popularity of 106's and how many people but claims in with the certain cars after they crash them etc.. So I was quoted just over ?1800 for my Peugeot 206, so I have paid up now and I am very happy with my 206 in black and with my modifications, alloys, spoiler and a few engine tweaks.(Y)) (Tesco knows about all of them!;)) )

JMann

Car insurance is a rip off some years back after i passed my test i bought an old D reg Metro for ?350 this was a while back , insurance TPFT was ?700+ or something like that:angry:y: however i forked it up and each year i forked out for whatever the cheapest i could get now i've got a fair few years no claims bonus ( 1 accident but no claim made against me:D:D , but thats another story ) and insurance isnt that much of problem, if you can afford to ' go it alone ' on the insurance then do so the no claims does help out down the line

****ing hell u have it easy in america or where ever u lot live.

im 18 and paid ?1400 for my first year of driving a G reg 1.2 nova. (tpft)

my second year i will pay about ?500 for the same car.

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HOLY ****... taht pretty expensive

would have cost me ?1400 too for a 1.0 fiesta. bugger paying that.

What I did was re-register the car in my dad's name, and then got him to insure it with me as a named driver, then i pay him how much it cost.

that only ended up costing me ?74:):)

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I did that for a year but the downside is you don't get any no-claims. I've now got a 1.6 fiat stilo (xbox editio:p:p) insured with elephant.co.uk for a shade under ?1600.

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