Which remittance apps have the lowest fees?

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Which remittance apps have you found have the lowest fees? So far, Transferwise is the best that I've found and the savings are decent compared to Remitly's £1.99 fee. According to the UN SDGs, the target by 2030 is to have remittance fees to less than 3% of the transaction costs ("By 2030, reduce to less than 3 per cent the transaction costs of migrant remittances and eliminate remittance corridors with costs higher than 5 per cent").

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