Apple buying scheme

[neo1980]

Is it better to make payment of a product once or is it better to go with the loan scheme or the monthly payment scheme

[cerbero]

Personally I don't like to be in debt, so I always try to have the money before I buy something. I guess you would pay more when paying each month too, since they probably throw in a loan fee.

[Gator]

Pay how ever much possible up front. Money is not free. If you get a loan and you pay a monthly payment, say $50, you will aslo have to pay interest, an added percent each month.