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Did you miss the part where I said savings?

How about you stop pretending that everyone who has 3 kids and works at McDonalds clearly had a much better life before hand and are just down on their luck. Here's a hint, most of them didn't.

Where are your numbers to back that up?

 

My numbers here tell me that of the 15% of people in poverty, 16.9 Million are children, about 22% of the 15%, who can't control their income, and by reason of most opposing the wage hike, aren't supposed to.

 

Another 9% of that 15% is seniors, which leaves the rest as adults in between 18 and 64. Read this:

 

According to the US Census, in 2007 5.8% of all people in married families lived in poverty,[35] as did 26.6% of all persons in single parent households[35] and 19.1% of all persons living alone.[35] More than 75% of all poor households are headed by women (2012).[36]

 

Women earn less than men, yet they lead the most of these impoverished households, theres some correlation there. Yes, some of them give the majority a bad name, but you cant honestly expect me to believe that there is more people in poverty by "choice" as you put it, the math disagrees with you.

 

http://money.cnn.com/2012/11/05/news/economy/unpaid-child-support/

 

Unpaid child support... from people who earn the minimum wage, which barely supports one person, plus having 17% of it taken away per child. I guess if you don't want them to be able to pay for it, we can keep growing that side of the pie where we do.

Where are your numbers to back that up?

 

My numbers here tell me that of the 15% of people in poverty, 16.9 Million are children, about 22% of the 15%, who can't control their income, and by reason of most opposing the wage hike, aren't supposed to.

 

Another 9% of that 15% is seniors, which leaves the rest as adults in between 18 and 64. Read this:

Your numbers say absolutely nothing about them having a better job before they had kids and worked at McDonalds. Because I guarantee you that most of the people you see with 3 kids and working at McDonalds didn't.

The average BASIC cost of raising a kid is estimated to be $250k from ages 0-18. 3 kids means $750,000 or about $40k a year. You're telling me all these parents with multiple kids and working at McDonalds earned enough money to pay $40k a year just for basic supplies for their kids? That's not including anything extra, rent, utilities, groceries for yourself etc etc etc.

Sure maybe they had a husband who had a decent job and earned enough to support them but #### happened and they got divorced. But then the husband would have to pay child support and have his wages garnished if he didn't. Now if the husband had a ###### job / no job and couldn't afford to pay anything in child support it goes back to my first point. Why have 3 kids? Sure accidents happen and birth control isn't 100% effective...but 3 times? And then you have things like plan-B and abortion.

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Tell me something, say these people all got $15 an hour and their ###### bosses went "too bad you're fired, I got robots now" then what? Like I already pointed out McDonalds already has robots that take all the drink orders and fill them properly with the exact amount of ice and soda/juice. Panera is slowly replacing all their cashiers with tablets. You don't think this is going to continue to be rolled out? Hell you have vending machines in Italy and Japan that can make a pizza for you. The technology is already there and it's becoming cheaper everyday.

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$15 an hour? That would be funny if the fast food places said ok, you are all being replaced by robots.

That tech exists, has been field tested and will be deployed as soon as labor costs make them viable. They don't take days off, will work 24/7/365 and don't strike.

As usual, these people are pricing themselves out of unskilled jobs.

Your numbers say absolutely nothing about them having a better job before they had kids and worked at McDonalds. Because I guarantee you that most of the people you see with 3 kids and working at McDonalds didn't.

The average BASIC cost of raising a kid is estimated to be $250k from ages 0-18. 3 kids means $750,000 or about $40k a year. You're telling me all these parents with multiple kids and working at McDonalds earned enough money to pay $40k a year just for basic supplies for their kids? That's not including anything extra, rent, utilities, groceries for yourself etc etc etc.

Sure maybe they had a husband who had a decent job and earned enough to support them but #### happened and they got divorced. But then the husband would have to pay child support and have his wages garnished if he didn't. Now if the husband had a ###### job / no job and couldn't afford to pay anything in child support it goes back to my first point. Why have 3 kids? Sure accidents happen and birth control isn't 100% effective...but 3 times? And then you have things like plan-B and abortion.

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Tell me something, say these people all got $15 an hour and their ###### bosses went "too bad you're fired, I got robots now" then what? Like I already pointed out McDonalds already has robots that take all the drink orders and fill them properly with the exact amount of ice and soda/juice. Panera is slowly replacing all their cashiers with tablets. You don't think this is going to continue to be rolled out? Hell you have vending machines in Italy and Japan that can make a pizza for you. The technology is already there and it's becoming cheaper everyday.

So then what does it matter if they are going to lose their jobs anyway? Free vs an hourly rate, which is cheaper?

 

http://www.census.gov/prod/2013pubs/p20-570.pdf

 

Taking into account, (families, and single parents, and children with no parents,) with the amount of family in poverty 100% poverty or less, against the fact that there is no data collected on multigenerational households, and that there is no personally identifiable information, there is no way to correlate a historic track of a persons job history or their effort in success. I expect less that .1% of the 15% working in poverty are trying to not succeed; and even if you include the people that aren't working you have a majority of them disabled mentally or physically.

 

You should really be more concerned with those not working, and not trying, but you shouldn't be punishing those that are trying.

 

 

Again, okay I get that you hate the idea of people just mindlessly having children when they cant afford it, I just can't agree with you that a significant number of people are like that, or that anyone who works below the poverty line don't deserve to have children, as the minimum wage used to support two children per single parent, now they can barely support themselves. Let alone plan for the future. Someone has to do these jobs until they are phased out by robots, they might as well be able to live a decent life!

That tech exists, has been field tested and will be deployed as soon as labor costs make them viable. They don't take days off, will work 24/7/365 and don't strike.

As usual, these people are pricing themselves out of unskilled jobs.

there are already thousands of McDonalds over in Europe that are set up with the automated cashiers.

Again, okay I get that you hate the idea of people just mindlessly having children when they cant afford it, I just can't agree with you that a majority of people who do work below a living wage don't deserve to have children, as the minimum wage used to support two children per single parent, now they can barely support themselves. Let alone plan for the future. Someone has to do these jobs until they are phased out by robots, they might as well be able to live a decent life!

How about you stop looking at the past?

Like seriously I get it life in the 70s and 60s were so much better than life right now. But the reason why we're in this ###### was because of the policies that were put into place back then. That golden age you seem to like bringing up wasn't really a golden age. It was a bunch of people who screwed up their children's future because they wanted a better life then.

 

You should really be more concerned with those not working, and not trying, but you shouldn't be punishing those that are trying.

And by just increasing the minimum wage you'll be punishing those who are trying even more.

Economics isn't as simple as "k lets just increase this value here" because if it was, then we'd all be driving Ferraris and living in giant mansions.

How about you stop looking at the past?

Like seriously I get it life in the 70s and 60s were so much better than life right now. But the reason why we're in this ###### was because of the policies that were put into place back then. That golden age you seem to like bringing up wasn't really a golden age. It was a bunch of people who screwed up their children's future because they wanted a better life then.

 

And by just increasing the minimum wage you'll be punishing those who are trying even more.

Economics isn't as simple as "k lets just increase this value here" because if it was, then we'd all be driving Ferraris and living in giant mansions.

You are telling me the minimum wage policies are the reason why the economy is horrible even though it really hasn't kept up since the early 60s? That alone means it hasn't had an effect at all! It fact it proves that even with the minimum wage becoming more worthless the economy still got worse!

 

And how is this going to boost or damage the economy, the current proposed plan is to aim for $10.10. Which should make prices of individual items go up 1 penny!

You are telling me the minimum wage policies are the reason why the economy is horrible even though it really hasn't kept up since the late early 60s? That alone means it hasn't had an effect at all! It fact it proves that even with the minimum wage becoming more worthless the economy still got worse!

I didn't say it was only the minimum wage policies did I? There were a lot of stupid policies and things done by people back then who didn't think about the future or couldn't care about the future.

 

And how is this going to boost or damage the economy, the current proposed plan is to aim for $10.10. Which should make prices of individual items go up 1 penny!

And here we go again....

You really think a corporation or a small business is going to go "oh you know what we're happy with the profits we are making now, so we'll only make small increases to prices?" Oh wait they won't because we don't live in a fantasy world with fairies. Stop reading junk sites like "thinkprogress" because let's debunk some of that crap shall we?:

 

Ken Jacobs, chair of the Labor Center at the University of California, Berkeley, estimates that a minimum wage at that level would add $200 million to Walmart?s yearly labor costs, which comes to just 0.8 percent of what it currently spends. That also represents just 0.06 percent of the company?s billions in yearly sales, Jacobs told ThinkProgress, so if the company decided to pass the entire cost increase on to its customers, it would mean an extra penny for a $16 product.

$200 million huh. Let's do some very basic maths:

Minimum wage $7.25, proposed minimum wage $10.10. Difference of $2.85 an hour

Total number of employees who work for WalMart: 2.2 million. Let us assume that out of that 2.2 million, 1 million make minimum wage. I'm sure there's a lot more than that, but for simplicities sake let's just go with 1 million. Let's also assume most of these people only work 30 hours a week so that WalMart doesn't have to give them benefits.

2.85 * 30 = $85.5 more cost a week for each employee

85.5 * 50 = $4,275 more cost a year for each employee (assuming they work 50 weeks out of the year and get 2 weeks off which is pretty standard, sadly, in America)

4275*1000000 = $4.275 billion extra cost per year for 1 million employees who now make $2.85 more

Walmart's profits for 2013 = $16 billion So a wage increase of $2.85 for 1 million people would mean walmart would lose 25% of it's profits.

Where exactly did he get $200 million from? And do you really think the investors, board and wall street are going to be happy with a 25% loss in profit? No WalMart stock will tank and the investors will demand that WalMart bring their profit back up. So now WalMart can do one of two things, fire a ton of employees and keep a leaner but harder working staff (which could be a good thing) or raise prices across the board.

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James Sherk, senior policy analyst in Labor Economics at the Heritage Foundation, says fast-food work is meant to be temporary.

 

?The fast food industry is heavily composed of teens and college students, and of people who are not staying there long,? Sherk says.

 

?The average turnover is 150% in the industry, so people are leaving after eight months.?

 

And protesters are in the hundreds in the U.S., Sherk says, which is ?hardly representative? of the industry as a whole.

 

?I feel this is largely a public relations campaign,? he says. ?It?s less than one in 10,000 workers in the industry, and $15 makes $10.10 seem reasonable when you are otherwise calling for a 40% raise in the minimum wage. At a time of high unemployment, it seems pretty absurd.?

 

http://www.foxbusiness.com/personal-finance/2014/05/15/fast-food-strikes-go-global-but-is-goal-any-closer-to-being-met/

That tech exists, has been field tested and will be deployed as soon as labor costs make them viable. They don't take days off, will work 24/7/365 and don't strike.

As usual, these people are pricing themselves out of unskilled jobs.

 

I can't wait until fast food robots. They don't feel pity, or remorse, or fear. And they absolutely will not stop, ever, until you are fed.

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As a McDonald's employee in the UK, I find these strikes hilariously absurd. Sure, we have our small internal issues from store to store (all stores do, regardless of the company) but the majority of those stores have a business manager with an open door policy (mine does), which allow these issues to get resolved. There are also yearly pay reviews which give you the opportunity to get a pay increase above the NMW (I've known some crew members to max out the pay increase - which is higher then a starting shift managers wage.

 

All McDonald's stores have apprenticeship schemes which allow you to get an NVQ in Hospitality and Catering, and the further up you go on the food chain, you get even more educational opportunities (we're talking up to degree-level qualifications), and that's in addition to the on-the-job training you get when it comes to, not only McDonald's procedures (which is an obvious one), but general food handling procedures and being an ace at customer service.

 

Is it the perfect job? Haha, no. But is it a good job, with plenty of opportunities given you're willing to put in the effort, working with a team of energetic and friendly people? Yes, most definitely.

 

If England is one of these countries participating in the strike, I'll laugh all the way to the bank with the extra hours I'll be taking off of them!

I can't wait until fast food robots. They don't feel pity, or remorse, or fear. And they absolutely will not stop, ever, until you are fed.

Neither can I, so people could stop thinking that all minimum wage earners are only fast food workers, and then people may stop spouting crap how awful all minimum wage earners are single teenage parents with 4 children of their own while living with their parents.

 

I didn't say it was only the minimum wage policies did I? There were a lot of stupid policies and things done by people back then who didn't think about the future or couldn't care about the future.

 

And here we go again....

You really think a corporation or a small business is going to go "oh you know what we're happy with the profits we are making now, so we'll only make small increases to prices?" Oh wait they won't because we don't live in a fantasy world with fairies. Stop reading junk sites like "thinkprogress" because let's debunk some of that crap shall we?:

 

$200 million huh. Let's do some very basic maths:

Minimum wage $7.25, proposed minimum wage $10.10. Difference of $2.85 an hour

Total number of employees who work for WalMart: 2.2 million. Let us assume that out of that 2.2 million, 1 million make minimum wage. I'm sure there's a lot more than that, but for simplicities sake let's just go with 1 million. Let's also assume most of these people only work 30 hours a week so that WalMart doesn't have to give them benefits.

2.85 * 30 = $85.5 more cost a week for each employee

85.5 * 50 = $4,275 more cost a year for each employee (assuming they work 50 weeks out of the year and get 2 weeks off which is pretty standard, sadly, in America)

4275*1000000 = $4.275 billion extra cost per year for 1 million employees who now make $2.85 more

Walmart's profits for 2013 = $16 billion So a wage increase of $2.85 for 1 million people would mean walmart would lose 25% of it's profits.

Where exactly did he get $200 million from? And do you really think the investors, board and wall street are going to be happy with a 25% loss in profit? No WalMart stock will tank and the investors will demand that WalMart bring their profit back up. So now WalMart can do one of two things, fire a ton of employees and keep a leaner but harder working staff (which could be a good thing) or raise prices across the board.

1) So that point is irrelevant as people are always going to oppose any meaningful legislation toward the future, look at the climate change debate and how any real progress is being held back in the name of money now.

 

2) Any business that uses the logic of "minimum wage was raised, lets just recklessly up prices to not only cover the higher cost of labor, but also increase profits at the same time" deserves to fail. There is a time and place to look for more profit, and this time isn't it.

 

3) http://www.huffingtonpost.com/2013/08/23/mike-duke-minimum-wage_n_3806200.html

Less than .5% of walmart employees earn minimum wage. Your math is off since 45% is 90x more than reported working at minimum wage. Assuming that the average walmart employee earns $12.78, there is no way more than 15% of walmart employees wages would be boosted to meet the $10.10 wage proposed. Seriously, quit guessing, use real numbers, at least try to be close if you have to guess.

 

4) http://www.huffingtonpost.com/2011/11/29/small-business-jobs-november-_n_1118776.html

Businesses were able to run for over 30 years with the minimum wage at a level where it would be value at $15 today. The average monthly wage of a small business employee is $2637, or $16.48 an hour. Small businesses aren't going to be as affected as your "math" stated. Oh wait, in this case you didn't provide any numbers at all.

 

5) I used references that aren't "crap" according to you. Though realise that all of these points came from thinkprogress, I just went to thinkprogress' sources and used them.

Here's an idea....don't ####ing have kids that you clearly cannot support.

My wife and I both have pretty stable and pretty good incomes and we are still waiting to have kids. Want to guess why? We want to save up for important things and make sure that when we do have kids, we aren't going to be worrying about "#### can we support them."

That's what responsible adults do. If I worked at McDonalds the last thing I would do is have kids, let alone 3 kids. I wish there were more in-depth checks before people can have kids. My boss who is extremely nice and would make a great parent, has to go through hell before him and his wife can be foster parents mostly to make sure the kids don't suffer. But if you work at McDonalds and pop out 3 kids that you clearly can't support? Nobody cares.

Because part of that is true? Sure there are a ton of people who are just down on their luck, lost their job w/e. But likewise there are a TON of people who have kids they clearly can't afford or even support.

News flash for you, unless you win the lottery you will never have enough cash or things for kids. Its just not going to happen. My wife and I had this same logic at first. We are year number 9 of our marriage and finally decided to have kids. I could see if you were saying you wanted to finish school first or have fun taking trips and stuff but the money thing will never be enough. Once we came to that conclusion we decided to have kids.

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2) Any business that uses the logic of "minimum wage was raised, lets just recklessly up prices to not only cover the higher cost of labor, but also increase profits at the same time" deserves to fail. There is a time and place to look for more profit, and this time isn't it.

You just explained capitalism in a nutshell. Businesses CARE ABOUT PROFITS. That's the whole point of businesses, it's to make a profit. And it's to make as much of a profit as possible. Investors aren't going to go "well you know what, $10 billion is a lot of money we should just stop and call it good." No they'll go "We want $20 billion." And so on.

Now maybe you'll understand why I've been banging my head against the wall with you saying "ONLY raising the minimum wage won't solve ####." You're NOT fixing the root of the problem, you're just fixing a tiny hole and thinking that it'll solve everything. No all you'll do is make the rich even richer, the middle class even poorer, and the lower class even more poorer.

 

3) http://www.huffingto..._n_3806200.html

Less than .5% of walmart employees earn minimum wage. Your math is off since 45% is 90x more than reported working at minimum wage. Assuming that the average walmart employee earns $12.78, there is no way more than 15% of walmart employees wages would be boosted to meet the $10.10 wage proposed. Seriously, quit guessing, use real numbers, at least try to be close if you have to guess.

You should read the entire article:

 

Yet that figure excludes part-time workers, a group that likely makes up a substantial share of Walmart's workforce, thought not its majority, according to the company.

You'll actually find that if you look up market research on how much walmart pays their associates, the average is $8.81. Not $12.48. You'll also find that most Walmart employees don't work full time or earn more than $25,000. The full time thing is important because Obamacare requires that companies give full time employees health benefits. If they don't then they get taxed extra. Walmart gets around this by limiting most of their staff to working part time only.

 

Businesses were able to run for over 30 years with the minimum wage at a level where it would be value at $15 today. The average monthly wage of a small business employee is $2637, or $16.48 an hour. Small businesses aren't going to be as affected as your "math" stated. Oh wait, in this case you didn't provide any numbers at all.

I already told you to stop looking at the past. There wasn't as much competition for one and a ton of jobs existed in the US. There's significantly higher competition now and cheap labor from China and other Asian companies are making it difficult for US companies to keep manufacturing and other unskilled jobs in the US.

I'm also pretty sure that statistic doesn't include franchises which ARE considered small businesses. So sure McDonalds Corporate may have made $6 billion in profit last year, but the vast vast vast majority of stores aren't owned by McD corporate. They're franchises. McD corporate doesn't control their wages, the franchise owner does.

News flash for you, unless you win the lottery you will never have enough cash or things for kids. Its just not going to happen. My wife and I had this same logic at first. We are year number 9 of our marriage and finally decided to have kids. I could see if you were saying you wanted to finish school first or have fun taking trips and stuff but the money thing will never be enough. Once we came to that conclusion we decided to have kids.

There's a big difference in what I was talking about and what you were talking about.

Someone making 20k a year simply cannot support 3 kids. If I earned 60k a year, now I have a much greater chance of being able to support 3 kids.

You just explained capitalism in a nutshell. Businesses CARE ABOUT PROFITS. That's the whole point of businesses, it's to make a profit. And it's to make as much of a profit as possible. Investors aren't going to go "well you know what, $10 billion is a lot of money we should just stop and call it good." No they'll go "We want $20 billion." And so on.

Now maybe you'll understand why I've been banging my head against the wall with you saying "ONLY raising the minimum wage won't solve ####." You're NOT fixing the root of the problem, you're just fixing a tiny hole and thinking that it'll solve everything. No all you'll do is make the rich even richer, the middle class even poorer, and the lower class even more poorer.

 

You should read the entire article:

 

You'll actually find that if you look up market research on how much walmart pays their associates, the average is $8.81. Not $12.48. You'll also find that most Walmart employees don't work full time or earn more than $25,000. The full time thing is important because Obamacare requires that companies give full time employees health benefits. If they don't then they get taxed extra. Walmart gets around this by limiting most of their staff to working part time only.

 

I already told you to stop looking at the past. There wasn't as much competition for one and a ton of jobs existed in the US. There's significantly higher competition now and cheap labor from China and other Asian companies are making it difficult for US companies to keep manufacturing and other unskilled jobs in the US.

I'm also pretty sure that statistic doesn't include franchises which ARE considered small businesses. So sure McDonalds Corporate may have made $6 billion in profit last year, but the vast vast vast majority of stores aren't owned by McD corporate. They're franchises. McD corporate doesn't control their wages, the franchise owner does.

There's a big difference in what I was talking about and what you were talking about.

Someone making 20k a year simply cannot support 3 kids. If I earned 60k a year, now I have a much greater chance of being able to support 3 kids.

We can't get rid of human nature, we can only try to limit it. You are seriously saying you expect all/most/enough to matter, companies will greatly raise prices to a point where the labor increase wouldn't matter. It is unrealistic to expect the worst from everybody most of the time, sure you can expect the big player to push their agenda and try something like this, but smaller player will take the user base away from them. If a smaller player tries this they deserve to go out of business if that is the reason they failed, of course instead of blaming greed they will blame the wage hike. You defend the fact that businesses rely on supply and demand, yet you say a minimum wage would cause it to be based more on greed. You can't have both, sure the greedy may try but I personally hope they fail. Currently demand is slipping because more and more people cant afford anything other than necessities. Do you know how many businesses are based on you buying more than food shelter and clothing? It's not worth arguing this point because you are going full blast expecting the worst of all or most people, where as I'm in the realistic center expect the majority of people to play ball, while I expect some to exploit any situation.

 

Raising the minimum wage bring the lowest earners back up to the point where their should be, AND other actions should still be taken on from other angles, but those aren't a discussion for minimum wage topic. I'm not here to argue tax code, and other laws, Quick point, we should raise prices on imports from these countries so even if they can be made cheaper, they would be sold at prices of higher quality goods, consumers would choose the higher quality made in america products if the cheap imports cost the same. But again, a different topic.

 

Right now we are looking at the minimum wage in context to how it will affect businesses, the economy, and the lives of people.

 

Article after article states that if the poor spend more money, since they don't save money, the economy gets boosted. Peoples lives improve because they can survive easier. Businesses take no hit as they just raise prices, even if some greedily raise it more than they should, unless prices get raise more than 25% from all businesses it would still be a net gain for all minimum wage earners. You make it seem like it would destabilize every company. Also you are using investors as an excuse, I thought we didn't care about big companies as they will survive, were talking about the small companies here right? So why mention investors? Most small companies aren't publicly traded.

 

Link me to your market research, I want sources from you as your math has been proven flaky in the name of proving a point.

 

The biggest benefit of boosting the minimum wage is that it pushes people off of government assistance, which takes the burden off of you as a tax payer. Quit caring more for huge corporations than individual people, if a company fails another will just come and replace it, if a person fails, we shouldn't expect another to replace them, we should help them. I rather help a person, not a company.

 

Honestly it doesn't matter what the average pay of any company personnel is, other than if it is below a living wage. There is no reason why, other than higher profits which big whoop, a company shouldn't pay any employee no matter what work they do, a living wage for full time work.

 

Another topic related to minimum wage but still set off from it is the amount of part time workers vs full time, and how full time jobs are shrinking, we need to regulate that after a certain time working with a company part time workers become full time. Sure I see this leading into more temporary status workers, but at least they would know going in it's temporary and can choose to look for more permanent work. Again, another topic.

 

With McDonalds franchises, or basically any business small or large, expected to raise prices, they won't lose employees or need to cut new employment, but you state they will. So you are telling me, companies will raise the cost of their products, limit their employees hours and benefits, and not consider new hirers. You are truly just looking at what could possibly be the worst case scenario and using that as the bases for your discussion. Try to be realistic and look at what will most likely happen instead of being pessimistic. Also realise the minimum wage was raise before, and the economy was boosted not hurt every time! I expect prices to go up to match new labor, some companies will go above that requirement, but it will no where be equal to the wage increase across the board. Again, you looked at a certain topic, without adding up the numbers, and just spouted crud, please look at the math, you are wrong.

 

People make mistakes, you act as if having children is a malicious act to get money, even though any support is less than minimum required to survive! It used to be you can support two children if your significant other dies, or leaves. But now if anything happens you are screwed!

We can't get rid of human nature, we can only try to limit it. You are seriously saying you expect all/most/enough to matter, companies will greatly raise prices to a point where the labor increase wouldn't matter. It is unrealistic to expect the worst from everybody most of the time, sure you can expect the big player to push their agenda and try something like this, but smaller player will take the user base away from them. If a smaller player tries this they deserve to go out of business if that is the reason they failed, of course instead of blaming greed they will blame the wage hike. You defend the fact that businesses rely on supply and demand, yet you say a minimum wage would cause it to be based more on greed. You can't have both, sure the greedy may try but I personally hope they fail. Currently demand is slipping because more and more people cant afford anything other than necessities. Do you know how many businesses are based on you buying more than food shelter and clothing? It's not worth arguing this point because you are going full blast expecting the worst of all or most people, where as I'm in the realistic center expect the majority of people to play ball, while I expect some to exploit any situation.

Companies exist to make profits. AS MUCH PROFIT AS POSSIBLE. If you really think companies are only going to make small adjustments to their prices when people suddenly have more money to spend you are the one being unrealistic. I already pointed out plenty of times that in countries where the minimum wage is more, everything costs more. And most of that increase isn't because of taxes. It's because the local population has more money to spend.

Hell you don't even have to go to another country to see that. Go to a WalMart in a nice part of town, and go to one in a poor part of town. You'll see the prices are different. Each WalMart charges differently for the same item based on how rich/poor the local population who shops there is.

 

Article after article states that if the poor spend more money, since they don't save money, the economy gets boosted. Peoples lives improve because they can survive easier. Businesses take no hit as they just raise prices, even if some greedily raise it more than they should, unless prices get raise more than 25% from all businesses it would still be a net gain for all minimum wage earners. You make it seem like it would destabilize every company. Also you are using investors as an excuse, I thought we didn't care about big companies as they will survive, were talking about the small companies here right? So why mention investors? Most small companies aren't publicly traded.

Because most of the things people buy come from big companies?

 

The biggest benefit of boosting the minimum wage is that it pushes people off of government assistance, which takes the burden off of you as a tax payer. Quit caring more for huge corporations than individual people, if a company fails another will just come and replace it, if a person fails, we shouldn't expect another to replace them, we should help them. I rather help a person, not a company.

Except if you actually spent more than 5 seconds reading my post you'll clearly see that I'm not on the side of the corporation. I've even stated 5 times now we need to fix the problem but ONLY RAISING THE MINIMUM WAGE DOESN'T SOLVE IT. It's like having a giant barrel that's full of holes and then going hmm yes this bandaid on this one hole will stop the leak.

I've also stated multiple times that the rich will become richer, the poorer will become poorer and the middle class gets screwed even more.

 

Link me to your market research, I want sources from you as your math has been proven flaky in the name of proving a point.

My sources are the very same article that you linked, the one that you couldn't read more than 1 line off.

You really think that WalMart is paying their employees an average of $12.84 an hour? Then why the #### are they protesting for a livable wage? Here's a nice report for NY State: http://brennan.3cdn.net/8ba7f4a1b9456459b2_a9m6bnxs1.pdf

I've also known people who have worked at WalMart. Sure it's not the worst place in the world to work but they aren't making anywhere near $12.84 an hour.

 

With McDonalds franchises, or basically any business small or large, expected to raise prices, they won't lose employees or need to cut new employment, but you state they will. So you are telling me, companies will raise the cost of their products, limit their employees hours and benefits, and not consider new hirers. You are truly just looking at what could possibly be the worst case scenario and using that as the bases for your discussion. Try to be realistic and look at what will most likely happen instead of being pessimistic. Also realise the minimum wage was raise before, and the economy was boosted not hurt every time! I expect prices to go up to match new labor, some companies will go above that requirement, but it will no where be equal to the wage increase across the board. Again, you looked at a certain topic, without adding up the numbers, and just spouted crud, please look at the math, you are wrong.

For most fast food restaurants their profit margin is tiny tiny tiny. Labor makes up a big chunk of their cost, to a point that raising it means they will go bankrupt. There's a reason why most fast food places are replacing workers with robots. Increasing minimum wage means they'll just start rolling robots out faster. Now what are those unemployed, unskilled, people going to do?

 

Honestly it doesn't matter what the average pay of any company personnel is, other than if it is below a living wage. There is no reason why, other than higher profits which big whoop, a company shouldn't pay any employee no matter what work they do, a living wage for full time work.

There is another reason, and it's called capitalism.

 

Another topic related to minimum wage but still set off from it is the amount of part time workers vs full time, and how full time jobs are shrinking, we need to regulate that after a certain time working with a company part time workers become full time. Sure I see this leading into more temporary status workers, but at least they would know going in it's temporary and can choose to look for more permanent work. Again, another topic.

Well a lot of workers are being forced into part time because their company doesn't want to pay for benefits, and doesn't want to the tax penalty if they don't. It's pretty pathetic.

 

People make mistakes, you act as if having children is a malicious act to get money, even though any support is less than minimum required to survive! It used to be you can support two children if your significant other dies, or leaves. But now if anything happens you are screwed!

Did I say that? Oh wait no I didn't. I just said I think it's stupid as all hell to have 3 kids when you make minimum wage REGARDLESS Of how fair that is or not.

Companies exist to make profits. AS MUCH PROFIT AS POSSIBLE. If you really think companies are only going to make small adjustments to their prices when people suddenly have more money to spend you are the one being unrealistic. I already pointed out plenty of times that in countries where the minimum wage is more, everything costs more. And most of that increase isn't because of taxes. It's because the local population has more money to spend.

Hell you don't even have to go to another country to see that. Go to a WalMart in a nice part of town, and go to one in a poor part of town. You'll see the prices are different. Each WalMart charges differently for the same item based on how rich/poor the local population who shops there is.

Everything would cost more, I agreed with that, we just disagree with how much, the math proves that those countries are slowly gaining in quality of life over america year in and year out. 

 

 

Because most of the things people buy come from big companies?

Yes, but again we just disagree on how much the prices will raise.

 

 

Except if you actually spent more than 5 seconds reading my post you'll clearly see that I'm not on the side of the corporation. I've even stated 5 times now we need to fix the problem but ONLY RAISING THE MINIMUM WAGE DOESN'T SOLVE IT. It's like having a giant barrel that's full of holes and then going hmm yes this bandaid on this one hole will stop the leak.

And, I say that changing he value of minimum wage back to a living wage should be part of the solution.

 

 

I've also stated multiple times that the rich will become richer, the poorer will become poorer and the middle class gets screwed even more.

You just haven't proven that, and the PAST, which you so kindly ignore, shows that isn't true. Which is what I keep trying to tell you. Most major economic crises after the depression, happened whenever the value of minimum wage went too low. The 70sm and early 90s ring a bell.

 

 

My sources are the very same article that you linked, the one that you couldn't read more than 1 line off.

You really think that WalMart is paying their employees an average of $12.84 an hour? Then why the #### are they protesting for a livable wage? Here's a nice report for NY State: http://brennan.3cdn.net/8ba7f4a1b9456459b2_a9m6bnxs1.pdf

I've also known people who have worked at WalMart. Sure it's not the worst place in the world to work but they aren't making anywhere near $12.84 an hour.

They should be earning closer to $15, $10.10 and a slow gradual change to meet proper value over the years. Then each state should raise it further to meet that states specific demand.

Others should be earning more than the do now, they should be living in excess of what people who made minimum wage did years ago, not less. Profits are the worst argument against giving people a decent life.

 

 

For most fast food restaurants their profit margin is tiny tiny tiny. Labor makes up a big chunk of their cost, to a point that raising it means they will go bankrupt. There's a reason why most fast food places are replacing workers with robots. Increasing minimum wage means they'll just start rolling robots out faster. Now what are those unemployed, unskilled, people going to do?

Other minimum wage work, as the fast food industry isn't the only industry around, they are being moved off to robot anyway, this isn't going to speed it up, the technology won't magically arrive faster. Either way, there are companies out there that do pay decent wages and serve fast food as it used it be, places like Portillo's serve food fast and are a million times better for only a couple bucks more. http://www.glassdoor.com/Salary/Portillo-s-Salaries-E30799.htm

 

 

There is another reason, and it's called capitalism.

There is something called regulation, it prevents abuse of capitalism.

 

 

Well a lot of workers are being forced into part time because their company doesn't want to pay for benefits, and doesn't want to the tax penalty if they don't. It's pretty pathetic.

I agree, very pathetic. if only people without benefits and not working minimum wage could survive, let alone if they have anyone to support.

 

 

Did I say that? Oh wait no I didn't. I just said I think it's stupid as all hell to have 3 kids when you make minimum wage REGARDLESS Of how fair that is or not.

No, I did say you act like it though. I do agree it is a stupid mistake, but people do make mistakes, just in the past, the could afford to make one or two mistakes without completely jeopardizing their lives.

I can't wait until fast food robots. They don't feel pity, or remorse, or fear. And they absolutely will not stop, ever, until you are fed.

 

I literally laughed out loud. That was perfect. Damn.

 

 

I do agree it is a stupid mistake, but people do make mistakes, just in the past, the could afford to make one or two mistakes without completely jeopardizing their lives.

 

 

I'm not paying for other peoples stupidity.

I literally laughed out loud. That was perfect. Damn.

 

 

 

I'm not paying for other peoples stupidity.

By not raising the minimum wage you are paying more for their children than if it were to be raised.

 

http://www.washingtonpost.com/business/economy/report-minimum-wage-hike-would-cut-food-stamp-spending-by-46-billion-a-year/2014/03/04/150e4bfa-a3db-11e3-a5fa-55f0c77bf39c_story.html

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    • TerraMaster F2-425 Pro review: a low-powered Intel NAS that ships with AI (OpenClaw) by Steven Parker It has been a while since I reviewed a TerraMaster NAS, but the company reached out to me asking if I was willing to test the F4-425 Pro, which goes on sale today. It is an upgrade on the F4-425 Plus, which I reviewed back in October 2025 What you need to know is that it basically follows the design principles of the four-bay F4-425 series, with its all-metal exterior. Here are the most important specifications: TerraMaster F4-425 Pro CPU Intel Core N350 (8x E Cores/Threads, Max burst up to 3.9 GHz) Intel Core N305 (4x E Cores/Threads, Max burst up to 3.8 GHz) TDP: 7W / 9W (Base) Graphics Intel UHD Graphics 32 EUs (1.35 GHz) Intel UHD Graphics 24 EUs (1.25 GHz) Memory 1x slot 16 GB DDR5 4800MT/s non ECC SODIMM (Max 32 GB) 1x slot 8 GB DDR5 4800MT/s non ECC SODIMM (Max 32 GB) Disk Capacity 120 TB (30 TB x 4) Supported RAID Types TRAID, TRAID +, RAID0, RAID1, RAID5, RAID 6, RAID 10 Network 2x RJ-45 5 GbE Internal storage 3x M.2 2280 NVMe Slot (PCIe 3.0 x1) Bootloader 2Gbit 256 GB NAND Flash card (MX30LF2G28AD) USB port (internal) USB Ports 1x Type-C 3.2 Gen 2 (10Gbps) 3x Type-A 3.2 Gen 2 (10Gbps) HDMI 1x (HDMI) Hardware Transcoding Engine H.264, H.265, MPEG-4, VC-1 Maximum resolution: 4K (4096 x 2160); Maximum FPS: 60 Size (H/W/D) 219 x 181 x 150 mm Weight 2.9 kg System Fan 150 x181 x 219 mm Power 90W, 100V - 240V AC, 50/60 Hz, Single frequency Power consumption (HDDs) 45W (4x 4TB ST4000VN008 in read/write state) 14W (4x 4TB ST4000VN008 in hibernation) Noise Level: 20.9 dB(A) Using 4 SATA HDDs/SSDs in standby mode; Test environment noise: 17.3dB(A); Test distance: 1m Warranty 2 Years OS TOS 7.0.0706 (Beta) MSRP £639.99, $699.99, €739.99 / £739.99, $799.99, €839.99 As you can see above, there are two variants of the F4-425 Pro releasing today. The lesser variant has the slightly weaker N305 CPU and iGP, and 8 GB less RAM, although it also costs $100 less than the top variant we are testing today. In addition, these new F4-425 Pros are shipped with the as-yet-unreleased TOS 7 beta. So what is TOS 7 exactly? During the device initialization, you are warned not to use it in a production environment, which we'll get into later. My contact told me that TOS 7 exits beta today, June 23. The clear difference with the F4-425 Plus is that it contains the more powerful N350 Intel CPU released in the first quarter of 2025, with support for DisplayPort 1.4, HDMI 2.1, LPDDR5 (4800), DDR5 and DDR4, and a max TDP of just 7W. It also supports AV1 decoding, as well as H.264, VP8, VP9, H.265 (8 bit), and H.265 (10 bit). The different capabilities in the Alder Lake-N (and Twin Lake) series are listed below. Processor E-cores L3-cache Turbo clock GPU GPU-clock TDP Intel N355 8 6 MB 3.9 GHz 32 EUs 1.35 GHz 9 W Intel Core 3 N350 3.9 GHz 1.35 GHz 7 W Intel Core i3-N305 3.8 GHz 1.25 GHz 9 W Intel Core i3-N300 3.8 GHz 1.25 GHz Intel N250 4 3.8 GHz 1.25 GHz 6 W Intel Processor N200 3.7 GHz 0.75 GHz Intel N150 3.6 GHz 24 EUs 1 GHz Intel N97 1.2 GHz 12 W Intel Processor N100 3.4 GHz 0.75 GHz 6 W The CPU is part of the Alder Lake-N series that sits just below the top N355 offering, albeit with an impressive TDP (less than the N355 and N305) for the features it offers. It is designed for low- powered systems and entry-level laptops. As before, we are seeing another NAS with an acceptable, if not great, amount of RAM. It should be noted that the F4-425 Pro only has one SODIMM slot, so if you are planning to upgrade the already 16GB included in this NAS, it will have to be on one module of Single Rank DDR5. As a reminder, up until a couple of years ago, it was commonplace to only get 2 or 4GB max on a flagship Synology or QNAP home NAS. Ever since the likes of TerraMaster and more have entered the market with ample RAM sizes included in their NAS offerings, it has gone a long way in forcing the hands of the traditional makers to up their game a bit. Before we dive in, you can view the different SKUs released so far since the 2025 series launched for Home and SMB users, with the most important specifications listed along with the MSRP listed below: SKU CPU Cores Memory Link Price F2-425 Intel N5095 4 4 GB DDR4 2.5 GbE x1 $249.99 F4-425 Intel N5095 4 4 GB DDR4 2.5 GbE x1 $369.99 F2-425 Plus Intel Core N150 4 8 GB DDR5 5 GbE x 2 $399.99 F4-425 Plus Intel Core N150 4 16 GB DDR5 5 GbE x 2 $569.99 F4-425 Pro Intel Core N305 8 8 GB DDR5 5 GbE x 2 $699.99 F4-425 Pro Intel Core N350 8 16 GB DDR5 5 GbE x 2 $799.99 The F2 in the product name means two 3.5-inch HDD bays, where F4 is four 2.5-inch bays. First impressions Like with the F8 SSD Plus packaging, the F4-425 Pro is using the upgraded box materials, which certainly look better than a plain cream colored box with TERRAMASTER stamped on the sides. The box gives off a premium feel and certainly adds a positive vibe to first impressions. In the box F4-425 Pro TNAS device Power adapter LAN cable (CAT 6) Quick guide [full online guide] Limited warranty notice Screws (for HDD bays) Stickers 2x rubber feet (spares) Design As has become kind of common with TerraMaster, certainly in the last three years, the 2025 F2- and F4-series have received a makeover that really adds to the premium feel of the NAS. Gone are the plastic shells, now replaced with an aluminum outer shell, with the front and back retaining the textured black plastic we saw on the 2024 models. Some key differences from the 2024 series include placing the power button back on the front, along with the addition of a Type A USB port. It's not much bigger or heavier either; in fact, it weighs 500 grams less than the F4-424 Pro. It's slightly shorter in height and depth (length), but only by a few millimeters. The front and back do retain a similar style to the 2024 series. On the front, you just have your four bays along with LED indicators for the HDDs and power. The welcomed change is having a USB port on the front for quick access, should you need to back up a USB drive, for example. Around the back, from top to bottom, you have a reset pin hole, an HDMI port, two 5 GbE Ethernet ports, two USB 3.2 Gen 2 (10 Gbps) Type A ports with a Type-C port below them, and a connector for the barrel port power source. Again, there's no Kensington Security Slot present, which is a bit of a shame considering it's a data storage device. Left side Right side On the left and right of the F4-425 Plus, it is completely smooth aluminum with a TERRAMASTER logo printed on both sides. On the bottom, there are some holes to assist ventilation. Unlike with the F4-425 Plus, the rubber feet did come unstuck during the teardown, which was also an issue on the 2023 series. It seems like other customers have lodged complaints about them, as TerraMaster now includes two spare rubber feet in the box, in case any of the preinstalled ones are lost; however, this seems more like a papering over the cracks solution rather than actually fixing the issue with better quality rubber stand-offs. There are also four screws that must be removed in order to access the internals. Teardown Upon removing the four screws, you can slide the device out of its shell to reveal the three NVMe M.2 slots (PCIe 3.0 X1) and single SODIMM slot connector, which is populated with a single 16GB DDR5 4800MT/s module. I added a couple of MP44Q M.2 PCIe 4.0 SSDs (2 x 4TB) that can be availed on Amazon for $492.99 that TEAMGROUP supplied us with, along with a 250GB 970 Evo Plus that my colleague Chris White sent me by accident and let me keep a few years ago. As I have said in previous reviews, TerraMaster support staff actually encourage installing whatever you want on their devices, and happily, the USB port for the bootloader is now easily accessible should you want to use it for your own flavor of NAS OS, such as TrueNAS, Unraid, or maybe Xpenology. Yes, because TerraMaster has now switched to a 256 GB NAND Flash card (3rd photo above) for the TOS bootloader. This is also replaceable, but you can also simply add a USB bootloader, access the BIOS, and tell the F4-425 Pro to boot from that instead of the Flash card. Unlike earlier iterations of TerraMaster NAS, you don't have to tear this down any further than the four screws on the outer shell in order to be able to access and manage the memory, NVMe slots, and USB bootloader. However, if you need to access the NAND Flash card or CMOS battery, then eight more screws (four on each side) need to be removed in order to take off the rear panel with the 120mm fan, and then the motherboard can be lifted off and removed from the SATA connector PCB. There's also no risk of threading the screw holes, because the four that hold the shell in place are metal on metal, while the screws that hold the rear panel on do screw into plastic. Either way, like last time when I reviewed the F4-425 plus, I was just happier to see larger screws being used. Overall, it follows some great improvements in build quality from the 2024 series and earlier. Setup BIOS The F4-425 Pro includes an Aptio BIOS from American Megatrends [1, 2], and you can setup pretty much everything here including the boot order, which is locked to the UEFI OS, however above that choice you can enable or disable booting to the USB bootloader so this would still allow you to switch to a USB stick with an alternative bootloader and boot from it, or disable it to instead always start from the first disk with an OS installed on it. Initial Setup Setup is roughly the same as the F4-425 Plus, along with the new TOS 7 setup dialogs, so there will be no surprises here. Upon connecting to the LAN and booting up, the F4-425 Pro can be reached by navigating to http://tnas.local. If that doesn't work, you can use the local address assigned via DHCP, which you can find using the TNAS PC desktop application, which is essentially a TerraMaster NAS finder. The setup process is pretty straightforward, through a wizard, and in full below: TOS 7 Initialization As you can see, TOS 7 received a new coat of paint, and the initialization requires fewer interactions. Happily, TOS no longer decides to throw all disks into the same Storage Pool; 2.5-inch HDDs are allocated into Storage Pool 1. This is because two of the HDDs are allocated to hold system files. Previously (with TOS 5 and 6), if you pre-installed HDDs and SSDs, they were all placed into Storage Pool 1, even if you did not select the SSDs for inclusion during the onboarding. TOS 7 Setup On first boot, there is a tutorial and some steps to take to harden the TNAS (or not), which includes an immediate update from TOS 7.0.0616 to 7.0.0706, of which the changelog screenshot is also included in the above gallery. It must be noted that the Security Advisor still contains (in my opinion) a pretty major bug in that if you enable SPC and then do the required rebooting, the Security Advisor still says that SPC is disabled. TerraMaster provided the following statement about it: It is disappointing that TOS 7 has been in beta since December, and this OOBE issue is still there. Shutdown option has moved Instead of a Taskbar option to manage the NAS, all of these options have been moved to the Control Panel, initially I did not see it and my contact had to show me how to power off the F4-425 Pro. To logout, reboot or power off you can find those controls at the top right of the Control Panel. It is also possible to power off through the TNAS mobile app beta. Storage setup Above, you can see the steps I took to create the Storage Pools and Volumes. I made a second Storage Pool using TRAID on two 4TB MP44Q SSDs (which, in this instance, is similar to RAID 5), and finally, I added the 250GB 970 Evo Plus drive as Hyper Cache on Storage Pool 1 in Balanced mode. Registering If you decide not to lock down the F4-425 Pro in Security Isolation Mode (blocking all external connections), then you could set up a TNAS device ID through the Remote Access setting in the Control Panel (which must be unique). This works in combination with an online TerraMaster account. TOS 7 TNAS Online Creating a TerraMaster account and linking the device online activates the warranty when you provide proof of purchase and the serial number, but it also gives you access through the TNAS mobile app, which allows you to complete certain operationsб including powering off and restarting the NAS remotely. A TNAS mobile update is required to gain access through TOS 7, and this is provided on the TerraMaster website, as it is not yet on Google Play. The app is evolving all the time and has made leaps and bounds since I first started reviewing TerraMaster devices almost three years ago. It is not quite there yet if you are comparing the likes of Synology, which, sadly, a lot of users online do all the time. OpenClaw setup One of the main selling points of the new F4-425 Pro is the inclusion of OpenClaw, with TerraMaster claiming that it is "powered by the world's first AI-native TOS 7 OS, supporting local-first smart workflows and independent data control." However, I immediately ran into problems trying to enable OpenClaw. After waiting 20 minutes at the "Enabling" message of the OpenClaw app following installation, I decided to do some searching online and discovered that it couldn't complete the installation process due to SPC being enabled, which is something TOS 7 immediately recommends to be enabled on first boot. SPC for NAS (TOS 7) is basically the same principle as UAC in Windows; it blocks executables from being launched by non-Super Users. After reaching out to my contact about these issues, I received the following response: Anyway, this only became clear when I closed the OpenClaw app screen and clicked on the OpenClaw icon in the taskbar; that is when I saw the message about disabling SPC. I think, due to the fact that this is a requirement, this should be a prompt during the installation process, not when closing the App Market and then trying to launch OpenClaw. There's also no 'Getting started' guide for people like me who have never used OpenClaw. I tried to add an LLM and discovered the tutorial led nowhere. That's when I started looking around the official TerraMaster forums, and I found a guide that helpfully explains that you won't get anywhere with OpenClaw unless you have a paid plan, which is disappointing because I imagined there would be an option to use a local LLM as I do in SubtitleEdit with Whisper-XXL. In addition, with the marketing imagery on the official site, it says that the OpenClaw feature is "all processed 100% locally for absolute privacy." which led me to believe that I could install a local LLM, not one that required paid tokens. In any case, TerraMaster does not provide guidance for this new feature, which was also a selling point of the F4-425 Pro! My contact also provided clarification about the above points I raised with TerraMaster Since it is not in the scope of the review to add paid services, I'll leave that to the people who are more qualified with OpenClaw. F4-425 Pro Surveillance App TOS also comes with a Surveillance app, which is not installed by default; it can be found in the App Market recommended section. In addition, after installing, it doesn't drop a shortcut on the Desktop or top taskbar, but you can "Send to Desktop" from the App Market listing for the app for a quick way to open it. Adding my Reolink POE doorbell camera was painless. TerraMaster doesn't appear to have a repository of preconfigured cameras; instead, the camera must be added using ONVIF or RTSP. No mobile Surveillance app TerraMaster still doesn't have a dedicated Surveillance app, although from searching online, Surveillance can be used and managed through the TNAS mobile app. I tried this with the updated TNAS mobile app beta in combination with TOS 7 and got a message that Surveillance was "Only accessible through web browser," so I reckon this must be limited to the stable versions of TOS 6 and the mobile app. More quirks In addition, whenever I minimized the Live View window in the browser Surveillance app, the feed appeared to switch to the Low-bandwidth stream, and there was no way to get the High-quality stream back. To get the High-quality stream back, I had to close Live View and then reopen it. Benchmarking A pretty cool feature of the TOS 7 is that it allows you to install directly to the NVMe M.2 SSD. In order to do that, you would have to leave out any HDDs during initialization, and even then, the system partitions are always written to two HDDs when they are eventually added. With three NVMe slots, this also gives an interesting scenario where you could build a TRAID storage Pool for installing all your apps and Docker on, and keep the third for SSD cache on the HDD pool. Limitless options! SATA PCIe 3.0 X1 A CrystalDiskMark test on a mapped network drive from within a Windows 11 25H2 PC (image above) connected over a 5 GbE hub was well within acceptable ranges. Although the read result on SATA was a little less than with the F4-425 Plus, for some reason, while writes were generally better. SATA PCIe 3.0 X1 I also ran the NAS Performance tester, which tests the link speed performance. As you can see, it pretty much maxes out the 5GbE connection. Of course, you can also opt to bond the two 5 GbE connections for a bit more umph, but I didn't do that. TOS 7, which, as of testing, is still in Beta, comes with an App Center that has a bunch of handy programs you can install right off the bat, such as Emby, Plex, Docker, as well as in-house Backup and Surveillance solutions. As you can imagine, any media streaming services you would want to host off the F4-425 Pro will work great, thanks to the Intel Core N350 CPU and its 16 GB of DDR5 memory. Accessing from mobile is only possible if Security Isolation Mode is disabled, which can put your NAS at risk from external sources, so there was no way to access it from the TNAS Mobile app. It's also quiet. I had this sat next to my computer on my work desk for the past week, and I did wonder if the noise I was accustomed to with NAS devices would annoy me, but all I could hear was a soft whirring of the rear fan (which was a little annoying) when the disks were not actively copying or reading data. Conclusion So what have I learned? Unfortunately, this release raises a few important questions and concerns that I feel haven't been adequately addressed. What I didn't like Our variant shipped with TOS 7 beta, and it's advised not to use it in a production environment. I feel that's a bit limiting on an $800 device. The mobile app is also still in beta and does not support some of the first-party apps, like Surveillance, and it still has quite a few bugs. I am a bit confused about the OpenClaw marketing along with the F4-425 Pro. I feel like that if it's going to be a main selling point, then offer official guidance on how to get started with it. TerraMaster recommends enabling SPC, but then markets the NAS for use with OpenClaw, which requires disabling SPC to be able to use it, opening up genuine security concerns for the NAS; and that's before you get into the security concerns of OpenClaw itself. Of course, the above issues won't be a problem if you decide to install something else on it, or even go back to the stable TOS 6. I wish TerraMaster had just given TOS 7 as opt-in rather than shipping with it. TOS 7 has been available as a preview since December 2025 (so well before my last TerraMaster review), and according to a thread on Reddit where a user shared a screenshot from the TerraMaster Facebook page, it is scheduled to launch today, June 23, but there's nothing about that in the TerraMaster news blog. My contact confirmed over email that TOS 7 exits beta today. The rubber feet also deserve a mention as they continue to be a problem, with them coming unstuck the moment you shift the F4-425 Pro anywhere on your desk. What I liked What it comes down to, though, aside from what I already mentioned, you are still getting a quality, affordable device here, so recommending it will depend on the individual's use case. If you're just looking for a relatively small NAS device to manage virtual machines on, backup your files, and take care of your home theater streaming, then it is a great device that will certainly futureproof you for some time. It provides good performance, takes up little space, and is, on the whole, very quiet. Four bays afford proper redundancy using TRAID or RAID 5, and you can even expand on storage capacity by adding the 2-bay D5, or 4-bay D8 Hybrid DAS over a USB 3.2 (10Gbps) link. Considering the 2024 releases were more about power, with the likes of an Intel Core i5-1235U high-end laptop CPU under the hood, I asked my contact last time if we could expect more of the same in higher-end models and was told: It makes a lot of sense to use Intel's N350 chip inside a NAS; it is more than capable of doing what the F4-425 Pro is intended for, media streaming and backup. The only downside is still the clear lack of community and even staff support on the official forums. In the past, I have had topics go unanswered for days, or there would be generic-type "we've noted this and passed it onto our developer team" type responses. Along with the other things I mentioned, it all ends up costing it a couple of points. If you are comfortable with the command line, Docker, and setting up TrueNAS or Unraid, you'll be fine. You can do great things with this hardware. In TOS, the apps are a bit lacking, and things don't always work as expected.\ AI NAS?! What has become clear to me this year is that we are going to start seeing all kinds of "AI NAS" come to market, and while that might be good for us consumers, be diligent and research these claims. Although the F4-425 Pro technically comes with AI, it is really using a cloud service that is externally sourced off-device through the third party OpenClaw app. My colleague did review a newcomer to the NAS space earlier this year, and it includes a local AI assistant inside the Zettlab D4 NAS, and they do not even use AI in the product name, check out Chris' review here. Where to buy and a discount coupon However, it does not change the fact that this is truly a great entry-level home media-class NAS that you can buy right now. TerraMaster is having a 20% off launch discount, plus you can also still apply our unique 10% off coupon on checkout, which only works on the official website. So here is a breakdown of the pricing that is only valid on the official TerraMaster website. TerraMaster F4-425 Pro (N350) + 20% discount + 10% coupon = $575.99 TerraMaster F4-425 Pro (N305) + 20% discount + 10% coupon = $503.99 TerraMaster F4-425 Pro (N350) + 20% discount + 10% coupon = £525.59 TerraMaster F4-425 Pro (N305) + 20% discount + 10% coupon = £460.79 Use NEOWIN coupon code during checkout for 10% discount Over on Amazon US and UK, the F4-425 Pro also gets a 20% launch discount, but here, the above 10% coupon cannot be applied. TerraMaster F4-425 Pro (N350) for $639.99 at Amazon US (was $799.99) TerraMaster F4-425 Pro (N305) for $559.99 at Amazon US (was $699.99) TerraMaster F4-425 Pro (N350) for £583.99 at Amazon UK (was £729.99) TerraMaster F4-425 Pro (N305) for £511.99 at Amazon UK (was £639.99) As an Amazon Associate, when you purchase through links on our site, we earn from qualifying purchases.
    • I used to use Google assistant, not on the phone i have now, but about 7 years ago, then I decided it did not really do anything for me. Because i had Echo units over the house I added Alexa to the phone to control stuff and that is how it is now. Not the new Alexa+, as that is not really available in the U.K yet apart from on new units and to be honest, not interested in it. I went though the stage years ago of using voice to do text and call people, quicker to do it using my hands. I had a muck about with Siri on my Mac when I first got it, but not having a microphone permanently plugged in makes it a pain. I know it can be used by text. Siri like Apple AI is disabled on my Mac and will stay disabled.
    • I have a TV, but it is not used for normal linear TV, only streaming and it is not a Samsung and the best bit is, I don;'t and never have had a Instagram account. The only thing I have to do with Meta is Faceache and I only keep that just for the messaging part.
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