Home and renters insurance is one of those things you might not really miss — until something totally unpredictable happens. From an accidental fire to an unforeseen flood, life can throw you some pretty serious curveballs — and the last thing you want to feel is that you were completely blindsided by any incident that could greatly impact you and your home. Lemonade is a technology-driven insurance platform that completely revolutionizes how its users typically deal with claims, so you’ll actually want to get the insurance you need: it eliminates the horribly stressful claims process and annoying customer service calls, and lets you handle claims immediately.
You can get the full Lemonade experience using either the iOS or Android app. Renters insurance starts at just $5 and homeowners insurance starts at $25 — and Maya, an utterly charming AI bot, will get to work immediately crafting the ideal insurance plans for your needs. And unlike the drag of spending hours or even days to find the right insurance using traditional means, it takes as little as 90 seconds to get insured with Lemonade — and only three minutes to get paid out for your claim. Compare to that to the long, tedious process you’d usually have to endure to get reimbursed in the case of a burglary and that alone makes the switch to Lemonade worth it.
Lemonade works so quickly because they take a flat fee to run everything, and treat the premium you pay as if its still your money — even better, any unclaimed funds are sent to charities.