Samsung Access financing program includes Microsoft 365 and phone upgrades every 9 months

Samsung is now offering a new upgrade program for its Galaxy S20 family of smartphones in the United States, as spotted by XDA-Developers. Called Samsung Access, the program allows customers to pay a monthly fee to gain access to the device, with the option to upgrade to a newer model later down the line, not too different from Apple's iPhone Upgrade Program.

The plan is currently only available for the Galaxy S20 family, and should you choose to go that route, it will start at $37 per month for the base Galaxy S20, going up to $48 per month for the Galaxy S20 Ultra with 128GB of storage (the 512GB model is currently out of stock). That gets you access to the phone itself, and future upgrades as well. If you wait at least nine months, you can trade in your current device and upgrade to a newer model at no additional cost, though the monthly fee can go up depending on what model you choose. If you want to upgrade sooner, you can pay $100 to do so.

But Samsung Access includes more than access to a Galaxy phone. Included in the program is Samsung's premium Care service, with three repairs or replacements for accidental damage and 24/7 customer support. Additionally, the program also includes a Microsoft 365 personal subscription, which grants you access to most Office apps - including the upcoming consumer version of Teams - plus 1TB of storage on OneDrive.

Should you be interested in doing so, you can get a Samsung Galaxy S20 through Samsung Access on the company's website. It's worth noting that only unlocked variants of the devices are included, and so the base Galaxy S20 5G won't support Verizon's mmWave 5G network.

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